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<a href="http://www.calculatedriskblog.com/2009/11/mortgage-delinquencies-and-foreclosures.html">Mortgage Delinquencies and Foreclosures</a> <a href="http://www.calculatedriskblog.com/2009/11/mba-forecasts-foreclosures-to-peak-in.html">MBA Forecasts Foreclosures to Peak in 2011</a>...

Based on current conditions, what is the interest rate a Great buyer is expected to pay on a mortgage. Here's the scenario: 20% down, < 28% DTI, <36% total DTI. What about if the loan is less than $417, $417-$729, and over $729?

See this thread for discussion on <a href="http://www.irvinehousingblog.com/forums/viewthread/6445/P0/">2010 Woodbury/WB East New Home Collection</a>. <a href="http://www.villagesofirvine.com/NewHomeCollection/main.aspx">Direct link to Villages of Irvine website</a> <a...

I'm taking a first look at this section of the forum and would like some information on what to look for about the various school systems in the OC. I see alot of information about specific schools, but I'd like to get some background on what's the most important. We have a newborn, so I'm...

<a href="http://greenoc.freedomblogging.com/2009/09/04/irvine-co-to-donate-20000-acres-to-oc-parks/12531/">Irvine Company Giving 20,000 Acres of Land</a> Not official yet, but good to know the Irvine Company is still sharing it's land.

I found this website and it is great! You can select a builder, then model, and specific floorplans. Also, it gives information on wiring, sound system, alarm system, etc. <a href="http://www.sstsun.com/projects/builders.htm">Smart Systems Technologies</a>

Following a <a href="http://www.irvinehousingblog.com/blog/comments/orangetip-el-camino-real-irvine/">post </a> by IR. I compared the % drop from peak fro LA and San Diego in the 90s and the current bust. X-axis is % drop from peak Y-axis is number of months since peak Note: The...

I read a few times about the 28% of gross rule or 40% of net, but I'm questionning if that's what people usually do. Are these percentages applciable to mortgage payment or total cost to own (HOA, Mello-Roos, Taxes, insurance, etc.)? Is that what most people do now or what do you...

What will $1,000,000 buy three years from now? I thought it would be fun to see what people think $1,000,000 would buy when the market is at or near bottom... Restrictions: The home (SFR or condo) needs to be in Irvine or Newport Coast. Restriction needed to avoid comparing apples and...

Anyone out there that has done car racing in So Cal? I can only find a few tracks North of LA. I'm more looking for something that would teach racing techniques and track your times, not so much try to pass driver and strach my car. Any info would be appreciated.

Do you know if he has his new website set-up? Would you have a link? His last post <a href="http://mrmortgage.ml-implode.com/">here</a> is dated from January 30th.

I recently participated in a focus group. The target audience were Renters, half of them in AIC units, half in private rentals, about half in Irvine, and the other half around Irvine. It was very interesting to hear what people thought and why they are renting vs owning a home. We had the...

Tax specialists, I need your help understanding this topic. I'd like to understadn what qualifies for the interest rate deduction? Does that apply to federal and state return? Doesn't state tax applies toward the federal exemption? I'm asking because of the examples IR uses in his...

I'd like to hear your thoughts on this ETF. I like it because it's shorting financial and because it's ultra short. I don't like it because volatility kills return on leveraged ETFs. I don't like it because everytime the government bails out a bank it goes down the tank. (Note...

I am wondering if there's a way to get exposure to the US dollar and the emerging market in a single transaction. The idea would be to invest in emerging markets and against the US dollar. I do not want to pick a single stock so an ETF would be the way to go, but I do not know for sure that...

Once again, let's us this forum's giant pool of knowledge to learn about financial planners and tax advisors. I have never worked with one or the other. I do my personal financial planning and my tax with Tax Cut or whatever the other software is called. What are the pros and cons of...

Ok, I've heard enough about Gold that I want to understand more about it. Other than the fact that Gold is good in a recession, I don't know much about it. Would someone care to explain the downside and upside of gold vs other asset classes (stock). Also, what investment horizon...

Let's say that the general financial industry underestimated the housing downturn since mid 2005. In 2005, they said everything would be fine, in 2006 they said things might level off then pick up again, in late 2006 they said things will pick back up in 2007, in 2007 they said the same about...

For those of you who recently moved, how much was it? I guess it depends of what you do vs what you hired people, but I'd like to have an estimate based on your experience. I have a 2+2 and don't want to get too involved...but I might if it's expensive! Thanks!

One things is sure: it takes a long time and a lot of discipline. However, it is doable and has been done in the past. I've done a quick analysis where I looked at someone starting with no capital. I assumed this person would put a fixed % of his gross salary aside and invest it. Then...