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    How are IPO windfalls taxed for non-employee early-round investors?

    A family member was invited by his former boss to invest in a start-up a long time ago, and now that company is working to go public. It sounds like this person needs to provide brokerage account info to the start-up, and the shares will appear in the account prior to the start of trading...
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    Foreign buyers still active?

    Question for the people in the industry.  A few years ago the amount of purchases from FCBs was notable and often mentioned.  I do not see it mentioned at all anymore.  Is the buying activity today much more concentrated in "domestic" buyers?  If so, is it because of China's crackdown on...
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    Faceshields?

    Starting a separate thread for faceshields.  There are a TON of them on Amazon, and so far every single one with a lot of good reviews are full of phony reviews.  It's clear sellers are switching products and stuffing the review box.  Amazon really needs to crack down on this.  And I don't know...
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    Question on 3 Days' Right to Cancel Refi Loan

    Question for the mortgage experts.  I am refinancing my mortgage.  The notary came by the house last week Sunday, 6/21, for the signing party.  One of the forms was a Notice of Right to Cancel, which gives 3 full business days to cancel the refi. Specifically, by date and time, when does this...
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    Economic qualudes

    This ties in to the coronavirus recession, but I wanted a thread specific to anecdotes on spending.  I finally ran the numbers for my household, and our spending for the past month is down 42% from the average of the prior 3 months.  Daycare is the single largest missing expense, but is well...
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    When/where/how did I receive a grant deed?

    Our toddler is supposed to start kindergarten in the fall.  We were fortunate enough to get a lottery spot for before and after school care.  They are crazy strict with documentation and want us to provide a copy of the grant deed to our home as proof of residency.  Anyone know at what point I...
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    Tesla Cybertruck

    No thread yet on the Cybertruck?  Maybe it'll look OK in 5 years, after my style senses have had time to recalibrate, but right now this thing sprinted out of the ugly forest and hit every tree on the way out.
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    CA SDI tax going up 10-16.5% in 2020

    Great news! for those on the dole If you're a wage slave, you'll be paying at least 10% more in CA state disability tax next year. The withholding % goes up from 1% to 1.1%, guaranteeing you'll pay at least 10% more on ever dollar earned. And if your income is enough to actually have a decent...
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    Planting seeds for new baby

    We have a 7-month old and would like to start setting aside some money for her future.  There's no way to know at this point whether she'll go to college, so a 529 plan is out for now.  Grandma wants to give a little $$$ too, but it will be well under the gift limit. We're thinking of some kind...
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    The FCBs have reached my neighborhood

    Kind of like killer bees, the migration of FCBs is continuing northward at a measured pace.  I just saw the first evidence of them in my 'hood, which is squarely in LA county.  A house that recently sold closed a little below list, with a bunch of 8s in the sale price.  And if that isn't...
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    A disturbance in the force

    Posting this here, as there is no "outside OC RE" forum.  I scan redfin daily just to keep tabs on a couple of very small areas I have a particular interest in within LA county.  In any given week, I might see 1 or 2 new listings pop up.  Today there were 6.  To put that in perspective, there...
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    Quote for the week

    My local small town weekly paper always has a 2-3 page spread of ads from local realtors.  One ~6x6" ad, mostly for a 1900 sq ft house listing for a hair under $1M (with a 1-car garage by a Motivated Seller!  :o), graciously offers a "quote for the week" right next to the agent's mug and contact...
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    Divorce and property taxes

    I figure there are at least a couple people on this board who will know the answer to this. I have a coworker who just recently got legally divorced after several years of separation.  She was the breadwinner.  As part of the settlement, she gets to keep the house on which her and her ex's name...
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    "One third of buyers in today's housing market use all-cash"

    The FCBs are EVERYWHERE!!!  :o http://finance.yahoo.com/news/slight-uptick-mortgage-rates-spooks-165206512.html
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    How will you steer your fall off the "fiscal cliff"?

    We're running out of time, heading into the holidays and, barring a breakthrough in the next week or so, you all know what happens.  I'm frustrated with what passes for adequate performance in the capitol, but not entirely opposed to the consequences here.  "Fiscal cliff" is wordplay.  To...
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    What ilk of mortgage scam is this?

    Hoping someone here might have some insight on a little issue I have with my last--and I do mean LAST--mortgage payment.  The wife and I own a tiny fixer upper starter home in LAC.  We chose the path of buying cheap and paying off the house early, and after 8 years, we are there.  Our last bill...
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    Tips on REOs?

    Did a search in this subforum but, to my surprise, I only got 1 hit on REO.  I'm looking to put an offer in on a REO that's owned by Chase (nobody get excited, it's pretty far from Irvine ;)).  The wife and I saw the place today.  It needs work but the bones are good.  More info: Bank bought...
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    Question for the lending pros (calling SGIP)

    I have a question on how a current mortgage balance and home equity affect your rates and ability to qualify for a new mortgage. My fiancee and I both own a tiny home in a "fringe" neighborhood.  We bought in '03 and being slightly optimistic I might say it's worth about what we paid for it...
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    Keep an eye out--stolen dark green NSX

    A member on another forum had his NSX stolen in Phoenix on Sunday night. I know the feeling, and it sucks. >:( Consider this a Megan's alert for cars. Car is a 1995 NSX in a british racing green on black interior color scheme. It's a rare color on a fairly rare car. VIN is...
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