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    Low Interest rates wreaking havoc!

    I'm not sure of the type of hedging you can do with the CNY, because their money is so tightly controlled by the government. Maybe theres options contracts you can buy for the raw materials/similar currency? One of my vendors just got shafted by the currency depreciation.... On average he has...
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    Low Interest rates wreaking havoc!

    For some reason, I don't see interest rate drops as helpful to the economy. Its true, the fed is helping to revitalize the housing market and prevent a crash, but imo, whats done has already been done, and the drops are going to delay the inevitable. Perhaps I'm narrow minded or ignorant, but i...
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    Can we make two offers at once ?

    Hoping for one or the other isn't going to work esp. if both end up accepting!! See which one you like better, and then lowball on the other... so you don't end up having 2 homes accepted. You're basically hoping for acceptance on the first one, and fishing for a counter on the second. If...
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    Where to get a good deal on stainless steel appliances?

    A fiend just bought a nice stainless fridge on Craigslist. Had some blems but it was purchased for more than half off the new prices at sears.
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    where to buy modern high quality furniture without the ridiculous prices

    My gf owns an independent furniture store with a 20ksqft showroom and competes directly with stores like wickes, levitz, lazboy, etc. They have all of the name brands like broyhill, stanley, ashley, etc. The store isn't in OC but is well worth the drive if you are planning a larger purchase...
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    Killer Credit Card Rewards

    <p>CC Companies lose money to the 2% of the population who use the rewards and incentives to their advantage, but make it back on the 98% who pay interest :)</p> <p>If your credit is strong enough, you can probably get 50-100k of interest free money BT'ing to no interest cards. But one slip...
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    How much liability car insurance do I need?

    Basically the lawyers will find out everything, including your coverage, your property, your companies, etc and conveniently find an amount to sue you for. I think you can put the home in some sort of trust to protect it? There are plenty of asset protection books/services out there. If you...
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    Need recommendation for business banking

    Yea, BofA is pretty horrible with that check holding deal. I'm looking to get rid of BofA as well. I have a high cash turnover acct and everytime they put a hold, I have to ask my friend who works at corporate to remove the hold. But thats really not a long term solution. You can find smaller...
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    How Long Have You Been Saving For Your Down Payment?

    <p>I dont have a savings account and my checking account has about $500. I give myself a limit to spend each month, and thats what I pay myself. The rest of the money stays within the business generating more money. When the time comes, I'll take a draw, business loan, LOC, or my vendors to pay...
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    Villages of Columbus - Columbus Square - Verandas

    <p>Not sure if the 587k included or excluded the incentive, but I heard the location of that home is not in a good area. Some of these homes share a wall with the tustin business complex. They mentioned that future phases would be in better areas, but they dont have any timeline for future...
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    Irvine Biz Owners - Whats the city tax rate?

    Winex, Care to share your knowledge?? Its not that I cannot afford it, its that i'm trying to see if the expense is worth my move into Irvine. I spoke with 2 more business dept reps and they are not very helpful. Basically I am factoring the city fee into my rent so I know the true...
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    Irvine Biz Owners - Whats the city tax rate?

    momopi, the second link doesnt open.. I saw the annual business license fee, but I dont know the annual tax they charge and they wouldnt give that to me when i asked, lol...
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    Irvine Biz Owners - Whats the city tax rate?

    I'm looking to relocate my business, and I found some good commercial deals in Irvine, but I dont know what the business tax is. In Anahiem it is $1000 for $6 million of sales, in Santa Ana it is $1500 for $3 million. I heard Irvine is rediculously expensive, and although I live in Irvine, I...
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    Short sale in Quail Hill

    $470/sqft = "joke sale" not "short sale"
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    42 Sage Brush and Oak Creek

    <p>Was looking at this neighborhood/property... Dropping a quick Its a Oak creek property which started at 775k. 3br 2ba detatched condo, 1600 sqft. Ended at 689k before they accepted the offer. Someone tells me that they accepted a $650k offer. This is the "cypress" model. I think that cypress...
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    Irvine: TOO MANY stuck up neighbors!!!

    <p>I hear that in some neighborhoods you can't even wash your own car on the driveway. Fortunately I have a $29.95/mo unlimited hand car wash that I go to.</p> <p>Irvine123, you would think that with land being so cheap and available in the 60's, that they can make the streets 2ft wider...
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    Whoa this guy is really under water....

    <p>Woodbury. </p> <p>I won't make an offer cuz of feng shui and i dont like condos,but i think someone will take it at that 545k price. its more than 10% lower than the comps.</p> <p>Simple Calculation:</p> <p>At $545k / 0 down / io loan, we're looking at about $2500/mo after income tax...
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    Whoa this guy is really under water....

    <p>Bought 12/10/2004 for $615.5k Current asking is $545k.</p> <p><a href="http://redfin.com/stingray/do/printable-listing?listing-id=949542">http://redfin.com/stingray/do/printable-listing?listing-id=949542</a></p> <p>Man, what a deal to be had, if someone offered them $500k :)</p>
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    Irvine: TOO MANY stuck up neighbors!!!

    <p>Mino, I'm in a rare part of irvine, no HOA's. Homes are 30 yrs old, most have had some remodeling done. Two neighbors homes look like mansions placed next to slums, </p> <p> What do you think I put a window mounted AC and see who writes the complaint? I'm just starting a riot :)</p>
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    Irvine: TOO MANY stuck up neighbors!!!

    <p>Wow.... lots of people have parking issues lol. Anyways just want to emphasize it is a warning, no fines. I've lived in this place for 1.5 yrs and I've had 3 warnings and 1 ticket. The ticket was actually my fault because I left for a business trip... becaise I didn't think I'd get a ticket...
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