Petaluma or Marin ?

How much would be monthly payment difference between Helena plan 3 and Petaluma plan 1?
1. Roughly, $80k more; so, $300 extra for mortgage
2. $800/12 = $66
3. One HOA, -$175
4. $20 extra for insurance
So, roughly, $200 extra per month. Does this look okay or I missed anything?
 
OCLuvr said:
How much would be monthly payment difference between Helena plan 3 and Petaluma plan 1?
1. Roughly, $80k more; so, $300 extra for mortgage
2. $800/12 = $66
3. One HOA, -$175
4. $20 extra for insurance
So, roughly, $200 extra per month. Does this look okay or I missed anything?
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It looks about right to me, though insurance probably won't be $20 more a month, probably closer to $5-10 more/month
 
YellowFever said:
OCLuvr said:
Are chinese still able to get money out? I thought <1m are having issues
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Yes of course. There are other means and methods. Don't believe what you hear about it. I've spoken to plenty of realtors and they have no problems.
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Yes you can still get it out. It is just more difficult than it was yesterday.
 
YellowFever said:
This is corruption at it's finest.

"China's working population ? 770.4 million people ? is the largest in the world"

"less than 2 percent of workers earn enough to pay income tax, according to Goldman Sachs. "  :eek: :eek: :eek: :eek:

That means all them workers are evading taxes and hiding their money.
https://www.bloomberg.com/news/arti...at-china-s-middle-class-really-earn-and-spend

The average Chinese consumer spends $7 a day versus the average American spending $97 a day on total expenditures. So living in China allows you to MAXIMIZE your earning/saving potential.
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I can vouch for the tax part. Most people here don't pay taxes. If they did, the rates are crazy high.

But your last statement should come with an *. If you make US dollars and live in China, then yes, you are correct. But if you live in china, make chinese salary, then you will have a much lower standard of living compared to the US. Things are wayyyyy more expensive there relative to your wage as a % compared to the US.

Average chinese person makes 3000-3500 rmb or so around where I'm at. a Mcdonalds big mac combo is around 30 rmb.  That's 1% of your monthly income to eat one meal at mcdonalds.

Compared to making US dollars 3000-3500 a month, and eating a big mac combo for $8 (what does it cost nowadays? I've been away for awhile). It's only 0.2 ish %.
 
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