Nice! That example is perfect.http://carscoop.blogspot.com/2007/07/chrysler-300c-bentley-rolls-royce.htmlirvinehomeowner said:
Which credit card do you use the most?
- Thread starter ps99472
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irvinehomeshopper
Well-known member
I totally agree with you the Visa Black is no Amex Centurian.
I have another comparison the Visa Black is like a loaded motorcourt Mcmansion home and the Centurian is the SFR with the garage at the back with its own motorcourt.
I have another comparison the Visa Black is like a loaded motorcourt Mcmansion home and the Centurian is the SFR with the garage at the back with its own motorcourt.
zovall said:rkp said:
IHS, usually I get what you are saying but this time I'm not so sure. It is very cool that you are buddies with the owner of the Visa Black Card. But rkp has it right that people are fooled into thinking it is the Amex Centurion. Same people who might confuse
with
Eh.. what do I know.. I'm much more likely to buy a Hyundai than use a Visa Black card.
usctrojancpa
Well-known member
Either the Capital One Cash Rewards card for the Chase Cash Rewards card.iacrenter said:
Edit - besides the two cards above I also use the PenFed Cash Rewards card for all gas purchases because they offer a 5% rebate.
usctrojancpa
Well-known member
Don't remind me....I get about 15-16 mpg (although not that much worse from the E46 M which got about 18-19mpg). I spend about $200 to $250 on gas a month so the PenFed card does come in handy.iacrenter said:
irvinehomeowner
Well-known member
I was thinking about this... is it better to get a card with a good air miles program or a better hotel program?
Seems like it's harder to get a deal on flights than it is on lodging (for a family of four)... but then again, you don't always need flights (as in driving vacations).
Seems like it's harder to get a deal on flights than it is on lodging (for a family of four)... but then again, you don't always need flights (as in driving vacations).
airline miles suck. i travel a ton for work and have tons of miles but never seem to be able to use them. unless you are fully flexible and dont mind odd routes, airline miles are much harder to redeem than hotel points
plus with a card like starwood, you can always convert the hotel points to miles for free and even get a bonus of 5000 miles if you transfer 20K points:http://www.starwoodhotels.com/preferredguest/account/starpoints/transfer/airline_partner_list.html
that way, you can find the exact flight you want and then get the points over
i know i sound like a starwood card sales rep but it really is one of the best cards out there. flyertalk is full of threads about this card and the value.
plus with a card like starwood, you can always convert the hotel points to miles for free and even get a bonus of 5000 miles if you transfer 20K points:http://www.starwoodhotels.com/preferredguest/account/starpoints/transfer/airline_partner_list.html
that way, you can find the exact flight you want and then get the points over
i know i sound like a starwood card sales rep but it really is one of the best cards out there. flyertalk is full of threads about this card and the value.
irvinehomeowner
Well-known member
It also has been my experience that it's harder to deal with redeeming air miles... and you also need that minimum lead time and they will usually only give you a set dollar amount limit on the flight... just wondering if some of those double mile programs like Capital One has can be converted to lodging points instead.
It does sound like the SPG card is something we should get, we could have racked up some points when we stayed at the Westin Maui.
It does sound like the SPG card is something we should get, we could have racked up some points when we stayed at the Westin Maui.
buylowsellhigh
New member
Capital one Spark card gives me 2% rebate on everything thats purchased, there are cards that give you 5% for food/dining on a consistent basis, there are cards that do 5% for fuel purchase on a consistent purchase... and of course, the Amex SPG card. If you stack your cards right, you'll always be getting some sort of discount. Lately I haven't been too fond of getting cash backs because my accountant is making me put them on the tax return essentially cutting cash back by 30%, so I've been putting mostly everything on the SPG card and gifting points to family members who cannot expense their hotel rooms and stuff.
usctrojancpa
Well-known member
Unless the credit card sends you a 1099, there is no reason you need to put the cash back on your tax return.buylowsellhigh said:
usctrojancpa
Well-known member
Sounds right to me hence why commission rebates are not taxable either.sega said:
qwerty
Well-known member
USCTrojanCPA said:Sounds right to me hence why commission rebates are not taxable either.sega said:
i am an accountant - the rebate is not income, just a return of money you already paid them and therefore not taxable as mentioned by PS9. the same goes for USCTrojans commission rebate that he gives his customers. The origin of the commission rebate is borrowed money (you are paying it back to the bank), not income and therefore not taxable
irvinehomeowner
Well-known member
Bleh... the realtor I had *before* Scott 1099'ed me for my "rebate".qwerty said: