caycifish said:
Women over 38 using assisted reproductive methods
Assisted reproductive methods = $$$$
If you're lucky, you'll only need an RX for Clomid (to stimulate ovulation) or some IUI (intra-uterine insemination.) But many are not as lucky and you can easily spend as much on a few rounds of IVF (in-vitro fertilization) as you make in a year. A healthy couple usually must wait until they have been actively trying to conceive for a year before being given these alternatives and to have insurance provide some coverage, if at all. These older patients are considered high-risk and are usually referred to an "R.E." (reproductive endocrinologist) or high-risk O.B. These are time-consuming, wallet-draining methods. I know more people than I can count who have had to do these. (There is another site I belong to where we have all documented our journeys to parenthood.)