woodburyowner said:
Has anyone compared broker prices (smaller insurance companies) with the big names in the insurance industry (ie. State Farm or Farmers)? When I was getting quotes, the broker found me Allied Insurance who was about 40% cheaper than State Farm. I guess I can try USC's and bones contact tomorrow and see if this still holds true.
Guess the higher rate still holds true. State Farm quoted me an annual premium of 53% over what I am paying now for HO Insurance (I just sent over my current policy so an accurate quote could be done). This also includes the Auto Discount which shouldn't really be included for an apples to apples comparison. Without the auto discount, we are talking about over a 100% increase over what I am paying right now. Even worse is that the dwelling coverage provided by State Farm is about 120k less than what I'm getting right now.
Is State Farm's customer service THAT much better to warrant this increase? Anyone have experience with the smaller insurance companies?