Car Insurance

[upperlowerclass_IHB]

Me and my gf are both 25 now so we can get the discount on car insurance. I'm gonna change companies cause my rate didn't lower after i turned 25, and the gf got a new car and needs insurance, who should we go with?

 

[usctrojanman29_IHB]

Me and my gf are both 25 now so we can get the discount on car insurance. I'm gonna change companies cause my rate didn't lower after i turned 25, and the gf got a new car and needs insurance, who should we go with?

Try mercury or esurance.

 

[Shooby_IHB]

Mercury is the absolute worst when it comes to a claims experience. True, they have some of the best rates, but if you ever need to file a claim, good luck.

I would recommend Wawanesa, then AAA then Geico.

 

[zovall_IHB]

We have used Ameriprise (with the Costco discount) for several years now and have had a good experience:

http://www.costco.com/Service/FeaturePage.aspx?ProductNo=11273284

 

[socalhousingbubble_IHB]

We have used Ameriprise (with the Costco discount) for several years now and have had a good experience:

http://www.costco.com/Service/FeaturePage.aspx?ProductNo=11273284

I will strongly second Zovall's recommendation and also advise steering clear of Geico.

SCHB

 

[effenheimer_IHB]

Third Ameriprise. They've been cheapest for me (or close to it) for about five years now. Mercury and 21st Century were about the same. Everyone else is way higher.

 

[25inIrvine_IHB]

So the rates should start lowering at 25 or 26? I wasnt sure since the age bracket is typically 18-25. I'll keep that Ameriprise link to compare when I get my renewal in June since I already live at Costco.

 

[effenheimer_IHB]

Rates seem to come down about 10% at each of 25, 30, and 35. IMHO.

We spend the savings on pills to hold our aging bodies together, so it's a wash.

 

[Trooper_IHB]

Wawanesa FTW! When I switched, I saved a ton! Check out this thread from a few months ago:

previous car insurance thread

 

[stepping_up_IHB]

AAA is great. They give you a dividend each year too. Wonderful on claims as well.

 

[ogredave_IHB]

Mercury is a PITA, I would avoid. They are super thorough on screening everything - application, proof of discounts, everything. I haven't had to file a claim, but I imagine it must suck even worse.

 

[biscuitninja_IHB]

Wawanesa FTW! When I switched, I saved a ton! Check out this thread from a few months ago:

previous car insurance thread

I'm not really a Police Officer....

Oh wait... :lol:

We looked at Wawanesa, but they coulden't help us, my wife is still a newer driver. So far everybody has been the same if not ALOT more expensive (with worse coverage....).

Maybe in a few years we'll get a better rate.

I say just check around and see what you get.

-bix