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  1. M

    How high will mortgage rates climb in the next 36 months?

    Yes, we know SALT is not for mortgage interest deduction. I was saying like Irvine2023 mentioned, that if SALT limit is expired, the homeowners will get to deduct even more on taxes which can result more demand for buying homes which can have affects on mortgage interest rates. If the home...
  2. M

    Price Increases on Resale?

    How about Crean? I know some people send their high school kids there since it would be less competitive academically to get into better college.
  3. M

    How high will mortgage rates climb in the next 36 months?

    Isn't the SALT limit of $10,000 expiring in 2025? Anyone thinks that would change anything in real estate including mortgage rates?
  4. M

    Which one would you choose and why?

    Wow. Both of these homes were sold over asking price. Although not much far from asking, but that still throws a question - where is this pain Irvine was supposed to have? :)
  5. M

    Price Increases on Resale?

    The fastest and most accurate answer would be by asking the listing agent himself, but we can assume couple possibilities since we see this kind of price adjustments here and there. a) The seller is clearing trying to flip this property and there must've been quite a bit of costs renovating...
  6. M

    Leftist Insanity Escalates

    We are not to love evil. You're correct. But out of love that even those who are in evil will get out of that evil system, we should speak up. You do your style, I do mine, someone else does in some other way.
  7. M

    Leftist Insanity Escalates

    Whether you already know or not, those common sense, laws, and how people are raised are all based on God's laws given to Israel long time ago. Many civilized societies have been practicing them ever since, the US being one of them since only couple hundered years ago. Those laws give...
  8. M

    Leftist Insanity Escalates

    OK then anybody can adjust to their own perspective and reasons saying "I'm not a bad person"? Also where do you think the idea of killing or smacking someone in the head is a bad thing?
  9. M

    Leftist Insanity Escalates

    I quoted the bible verses and talked in a manner where you'd understand the basic principles of Christianity because IHO said he was Christian. If I were to talk to non-Christians, I would've said differently. IMHO, it is more surprising that the US had 90% Christians back in the days...
  10. M

    Leftist Insanity Escalates

    Those who continually *intentionally* sin are denying Jesus themselves. I'm not saying all Christians must be 100% sinless in this life. We all struggle with sin until we have the perfect resurrected body like Jesus Christ Himself. If we were already sinless, we wouldn't need a Savior. Hope this...
  11. M

    Leftist Insanity Escalates

    Thanks for praying for me. There are people I know who define themselves homosexual and I have no problem having lunch or dinner with them as I have done many times. If they ask me if homosexuality is sin I say yes. Having lustful thought when you look at a woman is also a sin as Jesus says...
  12. M

    Leftist Insanity Escalates

    I think you do much better at communicating your thoughts than me. Everyone has different approach how they say things so I have no issues with your style. I personally try to have love when we talk here especially with ideas I don't agree with. Not the love the world defines, but what the...
  13. M

    Leftist Insanity Escalates

    Not sure if you're asking me or LL, but while I might not agree with StarmanMBA's communication style on this forum, I agree with what he is saying mostly. And I don't think he said homosexuals = serial killers.
  14. M

    Leftist Insanity Escalates

    Either way, it comes down to personal opinion or subjective matter. What is safe to me might not be safe to you. So where or how do you draw the line?
  15. M

    Leftist Insanity Escalates

    "We ask you to refrain from the following: -Spam or warez -Impersonation of staff or other members -Information regarding minors. -Re-posting of any information deleted by, or re-starting a thread locked by, the staff -Posts deemed NSFW" The only thing that was violated from these I've seen so...
  16. M

    Leftist Insanity Escalates

    Where can we find the TI rules? Maybe I didn't read them. If TI has certain rules, I would respect them. If I don't agree with those rules, I would simply leave this forum. BTW, does zovall run TI?
  17. M

    Leftist Insanity Escalates

    Anybody should be able to say (or write) anything they want. If you censor anyone's words, that is another form of hate speech since you're taking a position to hate those words. Instead of trying to censor or cancel, just express your opinions with strong argument. BTW, does zovall run TI?
  18. M

    Economy and Climate Change

    What about some people saying they can now "create" weathers? I guess it is technically possible. Not sure how much they can alter the original weather though.
  19. M

    Economy and Climate Change

    @irvinehomeowner I already said what my intention was whether it was clear to you or not. And I also said my bad if you didn't understand my intention. I suggest you look at bigger picture than small little words that can be misinterpreted in million different ways by different people in...
  20. M

    Economy and Climate Change

    I asked what you think it says. That was my intention of the question. Your judgmental assumption bias is coloring what I'm saying. I have no issue of exposing what I believe including my belief on gender definition so I don't have to disguise or hide anything. You read the ChatGPT result in one...
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