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Is there any way to find out how much any judgements or liens are on a house in foreclosure other than trying to buy it? In other words, if a house is not for sale yet but you know it soon will be how can you find the total value of liens attached?

Another thread triggered my memory. I read somewhere long ago that Earthquake Insurance is rarely worth it. I forgot the reasoning. Do any of you Irvine homeowners carry it? I noticed in another thread that people's rent vs own calculations varied wildly due to HOA/Mello/Insurance...

Had a bunch of friends/coworkers get laid off the past 6 months. It's a nightmare out there. Industry is high-tech integrated circuits here in OC. 600 resumes for every open job. Some were prepared - refi of the house prior to layoff, year of savings, started unemployment right away - they...

Saw an interesting one today and decided to do a little research online. If you refinanced your home in the past three years and had an auditor discover Truth-In-Lending-Act (TILA) violations on your mortgage papers you can file a Rescission and immediately stop dead the foreclosure...

Okay, I'm green as green can be but I'm learning about all this stuff. Another forumite gave me some info about Option ARM loans and I decided to research them. Okay, I more or less "wikipedia'd" them. Found a couple web sites with examples. I didn't know these damn things existed...

It looks like from IrvineRenter's blog today that you have 21 days to make good. So is this what is called a recission? And how do you make good? Do you have to pay all of the back payments and taxes WITH interest? Who could do that? By IrvineRenter's graph it looks like by the time you...

Can I get somebody to find out the status on an Irvine house please? I'd like to send you the address via PM. I know the owner (whoever this may be) is about 15K delinquent in property taxes and there are multiple liens on the house but I cannot find out if it is up for a short sale or not. I...

Continuing upon my Propery Tax learning vein I have noticed something else I can only attest to extremely poor planning; paying your property taxes on April 17th, exactly one week past the April 10th deadline, and incurring the $1200 penalty for late payment fees. Why the heck would...

Say you're a realtor and have a couple of personal foreclosures. Is there any way to hide this? I keep seeing that only 70% of foreclosures are actually accessible. So what happened to the other 30%? I know a realtor that definitely has been foreclosed on but neither of his two foreclosed...

We have a neighbor who doesn't park their cars inside their two-car garage. Instead they have a plasma TV, refrigerator, kids playroom along with a desk, office chair and PC. They leave their garage open 24/7 from Friday through Sunday night and almost every weeknight. It's starting to bug...

Okay, you are correct. I will provide the question and answer: Question: Why do property taxes appear to be extended? How come you have until 06/30/2009 to pay your property taxes? I thought 04/10/2009 was the deadline and there were no extensions. Answer that I found: Property...

How can a house be in foreclosure and yet the property taxes have just been paid? Two houses down our neighbors are in foreclosure and I see the home on Yahoo Real Estate as being in foreclosure, yet the owners are still living in it and the property taxes have just been paid and are current...

So in the heyday all I would hear about were my realtor friends and how they sold seven 600K houses in a month and were getting 60K comp checks monthly. Well times have changed. How much is an average Orange County realtor making nowadays? Let's say she's working for a realty company, so...

Say from Toyota Motor Corporation? So if you have a Land Cruiser and don't make payments they attach your debt to your house? Why not just take your Land Cruiser back from you for non-payment? Are there still repossessors or is that an antiquated industry?

Did you know that you can get into an installment plan with the Orange County Tax Collector? If you have delinquent property taxes from a prior year you can do the 5-year installment plan. Basically you pay 20% of the delinquent value each year for five years until it is paid off. You still...

I have been reading this forum and blog for quite some time and am trying to understand what, if any, repurcussions all of these dishonest people must face. You buy a 750K house, take out a 200K HELOC, go with zero down and a 5/1 Interest-Only ARM and make payments of $2K a month for a few...

Our homeowners association fees just went up $20 a month (this after a $10 a month increase a couple months ago). The reason given was an increased amount of delinquencies in our neighborhood. Can they do this? Do we have a right to see who is delinquent? If all our neighbors are living here...

Sorry for my first post being an ignorant one. What does it mean when somebody pays their first installment of this year's property taxes but not the previous year's delinquent taxes? There are several homes in my Irvine neighborhood that have either 6 months or one year in...