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  1. halfnote19_IHB

    Property Taxes - Factored Base Year Value

    Okay, so I got the letter in the mail yesterday informing me that my taxable property tax was reduced. So I was excited, but then I looked at the other column the "Prop 13 Factored Base Year Value" and it went up. I read it over and it says that the county is <strong>required to add...
  2. halfnote19_IHB

    Watermarke

    I have a coworker who is (or was) currently in escrow for a unit at the watermarke. Turns out the bank will not give her the loan for a place here because the HOA is suing the builder. There are cracks in the cement, not sure where in the cement. Has anyone heard about this lawsuit? How...
  3. halfnote19_IHB

    Home Valuation Code of Conduct

    <a href="http://'http://www.freddiemac.com/singlefamily/home_valuation.html'">Home Valuation Code of Conduct</a> For those not aware new rules have been implemented starting May 1st that are very beneficial to the consumer but bad for the individual appraiser. Here are some major...
  4. halfnote19_IHB

    Qualifying as first time home buyer

    I was talking to someone and they brought up a interesting point. Is a first time home buyer someone who has not owned <em>any</em> property in the past 3 years? Or is it someone that has not on any property in the past 3 years as their <em>primary residence.</em> Thanks.
  5. halfnote19_IHB

    Landlords beware

    <a href="http://'http://taxdollars.freedomblogging.com/2009/04/29/landlord-on-hook-for-up-to-44000-even-though-discrimination-case-was-dropped/17249/'">Landlord on hook for up to $44,000 - even though discrimination case was dropped</a> Back in 2006, Bader advertised on Craigslist a room...
  6. halfnote19_IHB

    Ben & Jerry?s free cone day - Tue April 21st

    <a href="http://'http://fastfood.freedomblogging.com/2009/04/20/ben-jerrys-annual-free-cone-day/18549/'">Ben & Jerry?s is hosting its annual Free Cone Day</a> from noon to 8 p.m. on Tuesday, April 21. The freebie event coincides with the debut of the chain?s newest flavor: Chocolate Macadamia.
  7. halfnote19_IHB

    Listing for over 1 year.

    So I have seen so many house that have been listed for over 1 year, some of these are getting close to 2 years!! Really... what are these people thinking? <a href="http://'http://www.redfin.com/CA/Santa-Ana/1409-S-Spruce-St-92704/home/3533525'">1409 S Spruce St Santa Ana, CA 92704</a>...
  8. halfnote19_IHB

    Irvine Unified now requiring annual proof of residency

    <a href="http://'http://www.ocregister.com/articles/district-school-parents-2351182-residency-kane'">School district requiring annual proof of residency</a>
  9. halfnote19_IHB

    Question on property

    Just looking around on redfin I found this home <a href="http://'http://www.redfin.com/CA/Santa-Ana/13521-Esplanade-Ave-92705/home/4448620'">13521 Esplanade Ave Santa Ana</a> which looks ok. The thing that caught my attention is this: <blockquote>Investor's special. May not qualify for...
  10. halfnote19_IHB

    1 in 5 O.C. homeowners with loans are underwater

    <a href="http://mortgage.freedomblogging.com/2009/03/04/1-in-5-oc-homeowners-with-loans-are-underwater/7423/">1 in 5 O.C. homeowners with loans are underwater</a> Orange County at the end of last year 106,914 homeowners with mortgages, or 21.2 percent, had negative equity, meaning they owed...
  11. halfnote19_IHB

    Vista Del Verde - Yorba Linda

    I searched the forums and have not seen anything. I know the schools may not be up to par with Irvine, but besides that what do people think of this development?
  12. halfnote19_IHB

    Buy Your Loan Back From the Bank

    <a href="http://www.businessweek.com/magazine/content/09_62/s0902030334832.htm?campaign_id=rss_smlbz">Buy Your Loan Back From the Bank</a> <blockquote>If you've been making payments on time and aren't in violation of any covenants, you may be able to buy your loan back for 80 cents on the...
  13. halfnote19_IHB

    Without buyers, Tustin condos will be leased

    [url =http://www.ocregister.com/articles/units-market-prices-2309993-buyers-tustin]Without buyers, Tustin condos will be leased[/url] <blockquote>"We were trying to deal with the offers and buyers, but it just didn't economically make sense to keep lowering prices," Parker said. "Rather...
  14. halfnote19_IHB

    Real Estate Classes

    For the fun of it I have decided to take some real estate classes offered at IVC. Now I understand why many real estate agents are the way they are. Its something taught to them in the very beginning. Some of the things the prof is saying just make me stare at him in disbelief. Here...
  15. halfnote19_IHB

    5 days of mail not 6

    <a href="http://money.cnn.com/2009/01/28/news/economy/postal_service/?postversion=2009012817">USPS may cut day of mail delivery</a> The U.S. Postal Service may be forced to eliminate a day of mail service because the economic downturn has led to plummeting volume and revenue, the postmaster...
  16. halfnote19_IHB

    Mission Viejo

    I know there have been many topics about other cities but I have not found one about MV. As stated some parts of MV are getting really close to rental parity and I might consider moving there. Can people please clue me int to the areas to aim for or stay away from or general opinions of MV.
  17. halfnote19_IHB

    Credit Cards and Mortgages

    <a href="http://blogs.wsj.com/economics/2008/10/21/credit-cards-follow-mortgages-into-delinquency/">Credit Cards Follow Mortgages Into Delinquency</a> <a href="http://data.newyorkfed.org/creditconditionsmap/">Interactive Map</a>
  18. halfnote19_IHB

    Germany approves bailout

    <a href="http://www.businessweek.com/ap/financialnews/D93U4V8G0.htm">Business Week</a> <blockquote>The German Cabinet on Monday approved terms that banks will have to accept in order to benefit from its euro480 billion ($645 billion) bailout plan -- including a salary cap of euro500,000...
  19. halfnote19_IHB

    Not everyone should own

    <a href="http://online.wsj.com/article/SB122325772150706655.html">Wall Street Journal</a>
  20. halfnote19_IHB

    10 Day Sales Event

    <a href="http://coldwellbanker.feedroom.com/?skin=oneclip">Coldwell Banker</a> is having a 10 day sales event.
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