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This was an interesting article below.  I was wonder how are folks positioning themselves until end of the year.  If folks are to believe this article, what would be the best way to position oneself for a trade?  Put options on one of the ETFs? Play the volatility index? Short a particular...

All the options mentioned above TKD, Karate, BJJ, etc... are just various parents experiences and what worked for their kids.  I don't think anyone is suggesting that one particular style or location will address the needs of all kids. We looked at all the above before deciding so I think if...

Hi shadyoc, I am not sure where you live so that might make a difference in regards to what is convenient.  We live in Pavilion Park (Great Park) and our 4 kids (3 boys, 1 girl) have been going to the Gracie Barra Brazilian Jiu Jitsu off of Sand Canyon Blvd. and have been very happy.  We have 2...

Hi, Regarding sports, are there certain ones that seem to stand out to Ivy schools or are they simply looking for dedication to a sport.  We have a friend whose son is currently in 11th grade and about to get ready to apply to college.  He is a very competitive in jiu jitsu winning a number of...

Bones, How would you weigh students coming out of a new high school such as Portola High since it doesn't have a lot of history?  I think it won't graduate its first students until 2019.

http://www.ocregister.com/2011/02/20/24-oc-students-with-top-sat-act-scores-vie-for-national-honor/ http://www.ocregister.com/2012/01/29/27-oc-students-nominated-for-top-national-award/

We actually cover subjects like math and some extra reading/writing during the summer so that our kids have more time for their afterschool activities during the school year.  If they have already been exposed during the summer, it will be more review during the school year and less stress.  All...

RandomG, We signed up one of our kids for the same  3 week 7th grade math at Sierra Vista middle school.  Will see how it goes.  Sometimes its easier when they are in a structured environment vs. at home with mom/dad trying to teach them. 

Hi curious george, We usually spend the summers having our kids study math for the upcoming school year.  Thiss way it is less stressful for the kids since they are seeing it for the 2nd time when school starts.  Irvine has some reasonably priced programs for the summer.  You can check them out...

One of my kids had a 89.5% in a class and got an A- at Jeffrey Trail.  Lower than that showed up as a B+.

The bridge from Pavilion Park to Beacon Park is looking pretty nice. Here is an article about Five Points in the OC Register http://www.ocregister.com/articles/park-725582-great-communities.html According to the article, the "bridge features inset lighting that can be programmed to different...

Here is another greatroom with white cabinets, white ceaserstone with grey swirls, and grayish wood floor.

COX increased download speed in the last week.  I have been paying for the 100/20 Mbps and on a direct connection vs. wireless I measure approximately 120/12 Mbps.  Starting last week I noticed that it is measuring closer to 160-180 Mbps download but no difference in the upload (~12Mbps).  I...

We are currently looking into this program at Irvine Valley College for our 4 kids(7,7,10,11 year old).  http://www.ivc.edu/ivchappenings/News/archive/2012/05/07/summer-kids-kollege-for-k-12-students-is-just-around-the-corner.aspx...

The pricing seems reasonable compared to what COX is now charging for 100Mbps (~$82) but don't like the requirement to opt in for all your web browsing which they refer to as ATT Internet Preferences.  If you opt out the price is $109(vs. $80) for 300Mbps and $139(vs. $109) for 1Gps.  In...

FYI - USC Credit Union has a 2.5% rate on a 5/5 ARM. https://usccreditunion.mortgagewebcenter.com/CheckRates Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. USC Credit Union's origination charge$275.00 Your credit for this interest...

Our experience has been that the kids are more disciplined, less likely to fight or get in trouble, they make good friends at the school, they learn that it takes hard work to achieve anything, they learn to focus, and of course they get in great shape.  Overall its been a very positive...

We have 4 kids, (10yr old boy, 9yr old girl, twin 6yr old boys) and they do Jiu Jitsu at Gracie Barra in Irvine, swimming at Waterworks, and Piano at Orchepia Shool of Music.  We also for a period of time were doing art classes at US Arts & Design which is in the same complex as Orchepia.  These...

If the credit rebate from broker to homebuyer wasn't listed on the HUD initially what would be the best way to handle it?  The rebate to broker from home builder is listed.

When a broker credits you back a portion of the credit after closing how is it best handled on one's taxes?  It was not listed on the HUD statement.  What I have read thus far suggests that it is not taxable income to buyer, rather just reduces the cost basis of home.  Moreover, only the...