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I do want to buy in 2011 or 2012. I was hoping by 2009 but had to change my plan 6 months ago with the price level being sticky and not sure about future in general economy situation. Q: Seems like many are eyeing on 2011/2012 as time to buy and certain areas such as OH is favored by many...

awgee, Well, may be you are right in some extent. But, I'm not saying Peter Schiff is dead wrong. I thought, sometimes showing genuine humility of humbleness would not hurt even in the cut throat business world when your forecast turned out to be not true. Also if he thinks US economy...

I've listened and read Peter Schiff for the last 1.5 years and had to agree with him on many points. I thought his points were realistic and he saw ax coming down on Real Estate and our economy. However, my opinion about him is changing little bit. Even yesterday I heard him saying on KNX1070...

WestpartRenter and EvaL, b Thanks. I corrected the numbers. You knew what I meant. Who know what would happen? I started buying some stock about 6 months ago thinking we were bottoming out and was actually up 3% until early Sept, then the all hell broke loose. Just like many others, I was...

I'm not disputing that we are in a long hole before the whole eoncomy gets better. However, just looking at the stock market, I noticed this. In 6/1932, DowJones was about 40. In December 1932, it hit 80, then dropped to 50 in March/1933, but went up to 100 in July/1932. Within One year...

The market is down and I am a fool for staying with some of my stocks. I would like to know (especially those of you investors) whethere I should cut my loss on stocks (such as stock symbols AAPL, V, BABY, MELA) and have 100% in cash or not. These are tech, science and medical stocks. Well...

Thank you caycifish. What was the cost? I see from $800 per eye ad to $5000 from TLC (Tiger Woods endorses). What's the reasonable price? Thanks again.

Could you recommend any Lasik doctors in Irvine area? Please share your experience with eye surgery. I think there are many different kinds but I am talking about general laser corrective surgery of eyes. Thank you.

I'm still waiting for a house that I like/afford in Irvine. No it's not a 1 mil mansion and I'm not a flipper. Since today Freddie posted the earning three times worse than Wall street expected, I was wondering about where the credit would come if this lending practice gets worse as...

ISM, Thanks for the comments. Is it hard to make friends with your son's friends' mom because they are foreign national looking or it's just that you are working and don't have time to meet them? Just curious. I don't know whether having kids' school as the first priority is...

I would like to start West Park II post where Plaza Vista Elementary is home school. I know there are quite of you waiting like vultures to snatch any deals (might have already been a few). Not only there aren't that many homes on the market but the listing prices are not that off from the...

Please let me know if you have any info on 3 bed house/condo for rent in Westpark Plaza Vista Elm school district. It would be nice to have anything under $2500 but I have not seen one advertized rescently... My current landlord wants to raise mine by about 2.5% which is manageable but...

Dealrep, It's a big committment so I understand that you want confirmation of your purchase. However, it really is in your court for you to decide. Numberwise, you know what to do. Is it affordable? Does 28%/38% rule hold? 4X of your household income? Another aspect is emotional...

Lendingmaestro, Irvine Renter or other loan, financing experts, For case a) the total monthly debt to income ratio is still under 34%. Either case FICO is over 750 and annual income is little shy of $175k. If the housing price come down another 15 to 20% this year as some experts...

I hear bad news on housing (ie Case Schiller index...) all the time but haven't really seen price decrease in Irvine and Tustin Ranch area to the level of somewhat affordable. Descent houses in good neighborhoods are still 2004/2005 price level and I don't see them coming down fast esepcially...

I've been www.taxact.com for four years so far. Very satisfied. Electronic Filing both fed and state is something around $25. paper file may be less...

So far most 2003 roll backs have been either old smaller houses or conods. This particular one is 3 story one. Does that mean SFH will be next soon?

The median price of OC dropped nearly 100k year over year in Feb but from last month, it stayed at 520k possibly because of all the Irvine houses sold at 5 ~7% off from asking prices which ipo has been keeping track of. Is this another bull trap or are we going to see double digit % drop in...

Yes, I get all the points so far. within six month my FICO could be around 720 or 730 instead of 790, but still felt cheated someway or the penalty is too harsh for a once in a decade mishap... Descent score is a lot higher now than just 600 I thought. Shouldn't it be like 690 or 700...

<p>Just found out that Toyota Financial put a negative late payment notice on my credit report today even though I made the account current last week. Last time I checked a few months ago, my FICO was 790. I just wrote a dispute letter to Credit Dispute Group, but am very worried that this...