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I will give you 1 and 2 but 3?  Come on, Montecito doesn't really have a back yard.  Stonetree has a side yard, and true it may be darker, but I don't see how that's much worse then Montecito's.  Honestly, I like Stonetree's floor plan layout better.  At the very least, they have a TV wall!! ...

Wait, I thought the buyers are paying for the delinquent HOA dues.  If the short sale property are getting picked up with multiple offers, why would the bank pay for anything if they can pass that on to the buyer?  Are you a super negotiator?

Stonetree Completion?  Who would be building that?  I wonder how that's going to be priced comparing to Montecito.  If the Stonetrees are available at the same time as the Montecitos, it would be a tough decision for me.

Origination fee is what they are charging you to originate your loan.  It's mostly profit (covering some of their cost as well).  $3600 sounds way too high depending on what are the other fees.  $1700 settelment fees sounds reasonable.  These are the fees paying either title or escrow.

Here is a question that I have with creating wealth through rental income.  Do people really create wealth with rental income? or from the appreciation of the investment property (asset).  I thought that's the ultimate goal for going into real estate investment.  Now it's a different story if...

Where were you all my life?  Great suggestions, and I second his suggestion.  In our previous home, we also used semi-gloss, eggshell, not too flat.  We really like the feel of it.  The color is the thing I wish I knew.  The color looked fine on the samples but a bit too dark on the wall.  So...

Well, that is IF they get pass Orlando.  They are much more balanced than the Cavs!!!  I think LBJ will have to get a ring elsewhere unless Dan Gilbert get him more players.

Well, it is OCR, Orange County Reader.  So I don't think it's specifically about Irvine rather than the market in general.  To kind of add fuel to the fire, the few high position people in my company are still holding out.  They never drank the cool aid in 04 and still won't do it today.  They...

I totally missed this.  Thanks for the poll, even though I feel I am about right at where I need to be.  However, I still feel somewhat behind a little bit.  A little conflicted.

I guess I will start this one. I think it will be 2-0 after tonight.  Lakers takes it 5 or 6 max.

Dude, kid birthday parties, Lakers playoff games are worth it.  Need you around here more often man who cares what others think.  All opinions should be welcomed.  If not, it's their problem.  IHO is the king of whiners, I mean look at his wish for Utah, not a chance.  :-)  jk. 

Thank you.  I have always wondered about this restaurant.  What's sigoth?

Well, yes and no.  I am the first one to admit that I am a sheeple and took all the punches.  Maybe because that I don't have anything better to say.  I am generalizing this but that's the feel I get when reading the other site, the old IHB and when they were posting here.  Then again, they...

IHO, Don't know if that will ever happen.  We (we is just a figure of speech, not referencing to anyone in particular) may have been deemed brain-washed, sheeple, settling for less, not smart, pretenious, close-minded, etc etc etc..... Newbie welcome Patrick Star...  :-)

For low income apartments it's tougher to get it.  Once you are in, I don't think people will want to move out unless they all of a sudden make more money and disqualified.  The waiting list to get in to these apartments are long, and takes years to get your name called.  Besides, some of these...

Hahaha, you guys want to help me move??  :-)

IHO, Just like you said, the perma bears aren't here anymore.  It's a shame.  IHB is still talking about dooms day is coming.  And I also hear that at work, the market head wind is still on the way.  I bought a home but I am too a bear about this market.  I will not be shocked if pricing fall...

Because of the new credit, I believe all of the phase one buyers are starting to move in this week and perhaps this coming weekend.

I voted for apartments, because I used to live right next to one and there were no issues.  We moved away just because we are getting a bigger house. RC, how is it in Tustin Fields?

Sorry IHO, GO LAKERS!!!