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So I get this really fancy looking envelope from Barclays today, which turns out to be this pre-qualified invitation for the exclusive black card. The second sentence lets me know that the card is limited to only 1% of US residents. The 3rd sentence reads "made with carbon, the Visa Black Card...

I think the general rule of thumb is 5%-10%. Liz is pretty conservative. My car payment is 5% of my gross, but there are other areas where I enjoy my discretionary spending. <a href="http://asklizweston.com/tag/car-purchase/">Ask Liz</a>

I do love the Fullerton arboretum. Maybe I'll make the trek over this weekend to see if they have fava beans or anything else of interest to finish off the winter garden. McD, you must be psyched to have your own plot of dirt to play in! Maggie is so well behaved that I haven't had any...

Are you really? are you going to make beer from them? Can people do that?

I thought about that after I posted, but then I thought maybe BK in his pursuit of describing the ideal home had some vision that I couldn't envision. A comfortable 3/2 can be done single sq/story at around 1,500 sq/t. Add in the garage and driveway and even a 4,000 sq/ft lot is small...

Been shifting the summer garden to winter.... two tomato plants that are still proflific and now have broccoli, brussel sprouts, spinach, chard and several varieties of lettuce and I'm trying winter tomatos for the first time. The basil I planted in Oct went no where, but new oregano, thyme...

how can you have a dual master one up and one down in a single story home?

<a href="http://www.petfinder.com/petnote/displaypet.cgi?petid=15034541">Boxer</a>

We were pretty pleased with Dave. If you are concerned about mold, he is especially knowledgeable. He was referred to me by my stylist and my agent liked him so well that she replaced her previous go to inspector with Dave. David A. Gilbert, MRS, ROS, MRT orange coast INSPECTION...

I'm so lost here.....

As much as I was excited about our home, I felt sad leaving our old place. I had been there quite a few years and then hubby was there for several as well. It's kind of hard to say goodbye. Do you feel a bit sad when you are heading back home from a vacation? Moving is really a daunting...

We still have not been able to take advantage of the low rates to refinance because we have what is called lender paid PMI and our LTV is definitely not 80:20. However, it looks like there could still be a savings to us if we did do a loan with PMI if the LTV is 90:10. There are currently three...

The number could not have been for B of A because I called them today to check and see if the details of the refinance program for customers that have lender paid PMI had been released yet. I spoke to live human beings. We get crap in the mail all time trying to look official that proclaims to...