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  1. effenheimer_IHB

    In the market for a 1br with private garage in/near Irvine.

    I'm seeing some of the basic 2/1's come down to the 2007 price point of the mid-level 1/1's. Wow, I could afford a second bedroom and have enough money left over for Del Taco! Dunno what I'd do with it... :red:
  2. effenheimer_IHB

    In the market for a 1br with private garage in/near Irvine.

    I'll definitely consider private rentals but the LL is going to get the third degree. If they are genuine move-up buyers with a condo that cash flows, I'll consider them. If they are genuine property investors with a condo that cash flows, I'll consider them. If they are stuck flippers who...
  3. effenheimer_IHB

    In the market for a 1br with private garage in/near Irvine.

    The odds of the Switzerland thing happening just went from 80% to about 20%. So now I'm looking at 1br rentals with garages. A studio might also work. Any ideas? Thoughts? Advice? Leads? <strong>Landlords</strong>: I am high-FICO, six years with the same employer, many thousands...
  4. effenheimer_IHB

    Here is your sign...

    Only partially. Checking in on a thread or two as time permits. How are ya?
  5. effenheimer_IHB

    Here is your sign...

    Penny wise and dollar foolish. Aren't we supposed to be having male babies who will have 4.0 grades at University High, play the violin, speak three languages, and take care of us financially when we're old? I mean, Social Security's gonna be bankrupt and all. Why not manufacture some...
  6. effenheimer_IHB

    Who do you miss?

    I miss EvaL. I've been out of "housing mode" for a while. I'm contemplating an expat position in Switzerland that would take buying an OC stucco box off the table for a while. Regardless of whether or not that happens, I'll be back around when housing hits the bottom. We're not there...
  7. effenheimer_IHB

    My landlord just lowered my rent $250 bucks

    <a href="http://www.calculatedriskblog.com/2009/02/falling-rents.html">CR post</a> on this topic...
  8. effenheimer_IHB

    Rent x 160 condo in Westpark?

    <a href="http://www.redfin.com/CA/Irvine/1002-Solvay-Aisle-92606/home/5703076">Big reduction today</a>. 1/1's in Brio sat in the low 300's for many months, stickier than a two year-old at the cotton candy booth. Now look...
  9. effenheimer_IHB

    Looking for Good Dentist! (Off Topic)

    I like these guys: <a href="http://www.yelp.com/biz/barranca-dentistry-irvine">http://www.yelp.com/biz/barranca-dentistry-irvine</a>
  10. effenheimer_IHB

    Best CR comment of the day

    In re the stim package: <em>I voted for Obama and have 3 mortgages on my home. I have owned my home for 20 years and really would like to grow old in my home. I took out 2 home equity loans one in 2003 and one in 2006 on top of the cash out refi in 2002 because a mortgage broker told me I...
  11. effenheimer_IHB

    CA tax return

    Nah, it's the other way around. If I follow all of the directions on the W4 and claim two exemptions, I'll end up <strong>owing</strong> money at the end of the year. For 2007, I had to open a traditional IRA at the last minute and stick $700 in it just to avoid owning a penalty for being...
  12. effenheimer_IHB

    CA tax return

    I've never once been able to itemize at any point in my life. If you're an unmarried childless non-itemizer who makes roughly the Irvine median salary, two federal and one state will put you pretty close to where you need to be. As your income rises beyond that, you'll probably want to switch...
  13. effenheimer_IHB

    Texas has the Biggest

    Blue shiny teapot. Short and stout!
  14. effenheimer_IHB

    Ouch! Taxes: What to do?

    Awesome! I live the lifestyle of someone making half my income and frankly I'm getting sick of it. It's always comforting when someone shares my misery. :red:
  15. effenheimer_IHB

    Ouch! Taxes: What to do?

    <em>"Why don?t I feel wealthy?"</em> Do you live like you're broke?
  16. effenheimer_IHB

    Ouch! Taxes: What to do?

    Tax-shelter? I think I need to marry a broke chick and turn the marriage penalty into a marriage bonus. Perhaps a part-time cashier. Total Wine ought to be good hunting grounds...
  17. effenheimer_IHB

    Buying a new car: what will the tax, title, license, registration cost?

    10% over the purchase price is pretty darn close. I've purchased way too many cars in my life...
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