Recent content by mads

  1. M

    Covid Testing

    Have you tried ordering the county test kits- https://occovid19.ochealthinfo.com/covid-19-testing Is this the city center page you?re talking about-https://www.covidclinic.org/testing-sites.They do show the next available dates for appointments. Reddit has some threads too.
  2. M

    COVID-19 Vaccine Questions

    Check out the volunteer run VaccinateCA. Looks like UCI in Irvine will have appointments open for scheduling tomorrow. https://www.vaccinateca.com/counties/orange.html https://vaccine.ucihealth.org
  3. M

    Close refi on Monday, start new refi on Tuesday... what then?

    They tend to repeat their offers, you'll just have to keep checking in with them. We made the mistake of thinking that we missed out on it and locked a higher rate. Our lending officer was barely accessible. When the offer came back, another LO at the helpline said that we should be able to...
  4. M

    Close refi on Monday, start new refi on Tuesday... what then?

    Been two weeks for us as well, and we wait. Lender's Interactive.
  5. M

    2020 California Propositions

    just a reminder to look up ballotpedia for the pros and cons (fact-based and non-partisan) of the propositions and more https://ballotpedia.org/California_2020_ballot_propositions
  6. M

    How low can we go? 30 yr fixed at 3.75% with no fees...

    AFAIK, DTI does matter, especially now when lenders are hesitant about including rental income. Our lender at the moment has a 50% max DTI limit.
  7. M

    How low can we go? 30 yr fixed at 3.75% with no fees...

    Thanks, SGIP. That's helpful :) we opted for the no cost rate, 3.375 for an attached condo.
  8. M

    Coronavirus Math

    Seems the CDC Director Dr. Robert Redfield estimated asymptomatic transmission could be as high as 25% https://abcnews.go.com/Health/asymptomatic-transmission-coronavirus/story?id=69901758. California too, is recommending that people with mild symptoms should just self isolate instead of...
  9. M

    How low can we go? 30 yr fixed at 3.75% with no fees...

    our refi with Lenderfi seems to be in a dormant state too :| and once closed, they have a 180-day requirement before one can refi again.
  10. M

    coronavirus

    For those who stocked up, hope you are considering a PPE donation to the medical workers at the frontline. They accept open boxes too. https://www.npr.org/2020/03/25/820795727/can-the-u-s-crowdsource-its-way-out-of-a-mask-shortage-no-but-it-still-helps Saw KP in Irvine...
  11. M

    Other stores check (grocery, Target, etc)

    yesterday's NextDoor recos- Seems Wholesome Choice on Culver has milk in stock but will have to wait in line. Online option- pricier, but also probably in stock here- https://www.farmfreshtoyou.com/product/farm-product-list#dairy for those who just can't go out, kids volunteering to do the...
  12. M

    coronavirus

    Hydroxychloroquine is the preferred antimalarial and a less toxic analog of Chloroquine phosphate that killed the poor guy.
  13. M

    coronavirus

    "Vincent Racaniello, a professor of microbiology and immunology at Columbia University and host of the podcast This Week in Virology, told BuzzFeed News that there isn?t even enough testing being done to know who is actually infected, which would make any plan to keep infection hot spots locked...
  14. M

    coronavirus

    Waiting in lines all day. To prepare for social distancing, have ended up doing the opposite of it  ???
  15. M

    coronavirus

    We are behind the curve while the government tries to play it down and the White House wants to cut the CDC's budget. In countries like China/Korea, "the key to success has been widescale testing for the virus? RNA in people and then isolation?either by choice or mandate?of the infected and...
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