There won't be any 5%+ decrease in OC prices if the Federal gov't or State keep pulling out tax credits out of nowhere to keep juicing the market. I swear, they wanna keep gaming the market until the economy gets back up on its own two feet. And don't think for a second that the Federal Reserve will allow mortgage rates to spike above 6% in the near term and real estate prices take a turn for the worst without them stepping back in and buying more MBS bonds to push rates down...the writing is on the wall with helicopter Ben.