dealcatcher
New member
We're going to rent the clubhouse for a day. For those of you that have rented the community clubhouse, did you go through your insurance company? If not, who did you go with? How much do they charge?
I called my home insurance company, Liberty Mutual, and they said that they "can't provide the insurance required by the HOA because the policy needs to show the HOA/clubhouse as an Additional Insured. An Additional Insured to Liberty Mutual, is an individual who has a vested interested in your property, for example a co-owner of your property. However, if a claim situation should arise, where damage is caused to the clubhouse while it?s being rented to you, then the HOA/clubhouse can call and file the claim through our claims department as the claimant. However, your policy will not cover the HOA/clubhouse themselves for any claims brought against them, cause they are not our insured."
I called my home insurance company, Liberty Mutual, and they said that they "can't provide the insurance required by the HOA because the policy needs to show the HOA/clubhouse as an Additional Insured. An Additional Insured to Liberty Mutual, is an individual who has a vested interested in your property, for example a co-owner of your property. However, if a claim situation should arise, where damage is caused to the clubhouse while it?s being rented to you, then the HOA/clubhouse can call and file the claim through our claims department as the claimant. However, your policy will not cover the HOA/clubhouse themselves for any claims brought against them, cause they are not our insured."
