[quote author="sell4u" date=1234867441]conforming = <$417,000
for orange county hybrid conforming (non jumbo) $417,000-$629,750 (this will typically run you a 1/4-1/2 pt. higher in interest rate than conforming)
$629,750k+ = jumbo</blockquote>
That was what was confusing me. The Hybrid conforming.
Thanks for the clarification.