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  1. readytopurchase_IHB

    Election Night 2009

    Hoffman!!! Come on!!!
  2. readytopurchase_IHB

    Mark Hanson doesn't think we're out of the woods yet

    RoLar, I saw your site - I'm not impressed. I don't see the countless data to back up your perspective such as those found on IHB, Dr. HB, and Hanson's.
  3. readytopurchase_IHB

    Mark Hanson doesn't think we're out of the woods yet

    http://mhanson.com/archives/274 It just amazes me that on mainstream media, all we hear is how the housing market has bottomed/corrected itself, and through sites like Mark's, Dr. Housing Bubble, and IHB, we hear the truth - based in facts and figures. Stop lying, NAR!
  4. readytopurchase_IHB

    How's this for justice?

    Yeah, because while we were getting prepared to look for a new home and rent out our current home, we learned about the equity requirement, signed lease in place, etc. to prevent people from walking away from the departing home. So, we'll see...
  5. readytopurchase_IHB

    How's this for justice?

    My wife just got off the phone with her sister. Apparently her husband's sister and her spouse (who live in Central CA) bought a new home at the peak of the market. They are in escrow on a brand new home which is bigger, and the mortgage will be less, walking away from their current residence in...
  6. readytopurchase_IHB

    stoneridge and canyon crest mission viejo

    I live down that way and yes, the area is quite nice. I know of some people who live behind the gates and they love it. The homes are gorgeous. Yes, the power lines are a bit disconcerting - especially with so many concerns recently over electical impulses on our health. Anyway, great area -...
  7. readytopurchase_IHB

    Water Shut Off Valve

    I was thinking that just showing them and documenting it in the lease with pics should suffice. It just means they have to use a screw driver to pry up the water main cover, but it's no big chore. Literally, 2' from where the main valve is inside the garage. Sounds great, guys! I knew you...
  8. readytopurchase_IHB

    Water Shut Off Valve

    When we first got our home the water pressure regulator was bad. In the process of replacing it, the water shut off valve was removed. The main can be shut off just a couple feet away in the access panel in the ground. My question is, now that we're preparing our home to rent it out...
  9. readytopurchase_IHB

    REO - R.I.P?

    I would have no problem offering on a short sale IF they actually sold!
  10. readytopurchase_IHB

    What is the intention of investors?

    Just spoke with a neighbor who is a broker. He said that the investors are getting unsecured loans from a bank with about a 15% interest rate (must have stellar credit score), then are able to make the all cash payment on a home and win it. Can anybody confirm? I wonder if this is an option...
  11. readytopurchase_IHB

    What is the intention of investors?

    Found out recently, it's official. Lost out to an investor. This is getting nauseating.
  12. readytopurchase_IHB

    What is the intention of investors?

    What is the intention of investors? I've been up again several on different homes for bids, and they come with all cash offers. This is a legitimate question. Do they plan to rent it out and wait until years from now to try and sell? Or are they hoping something happens short term for a quick...
  13. readytopurchase_IHB

    What are investors with all cash doing?

    Okay, I understand the all cash investors are trying to put there money someplace where it'll work for them - the stock market is iffy, etc. But my question is, are they going to squat on a vacant property for years to come, hoping for profit down the line? Rent it out in the mean time and...
  14. readytopurchase_IHB

    Buy and Bail - FHA Equity

    So I'm just learning about this buy and bail occurrence, with people purchasing a new home (at a lower price than their peak purchase), then walking away from what should've been a rental. FHA is requiring 25% equity in a rental to obtain a new home loan and conventional is at 30%. What the...
  15. readytopurchase_IHB

    Bid high because of appraisal contingency?

    I did not bid on a desirable home because by the time I came to make an offer, there were multiple bids over asking which was out of our reach (it was an REO). Then come to find out that the appraisal came in low (within our reach) and the bank accepted the new price! Knowing that, with our next...
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