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I don't trust that the person will pay. He wanted to handle it outside the insurance. So, if he doesn't pay, i'm calling the insurance. It was 100% his fault. I called the police and the police didn't want to come. Under the law u just exchange insurance information and let the...

Got into my first accident here in California. Was making a left turn at the intersection when the big silveradoe hit me at the left side of my car. near my rear left tire. The guy wants to do it out of pocket. I took it to Fletcher Jones for an estimate, and was wondering if...

check out Elmo's blog.. not sure if anyone mentioned him yet. http://elmomonster.blogspot.com/

Can you expand on your comments wendyinoc? "You can have a million insured at a bank under FDIC if you do the vesting correctly." how about Investment brokerage firm like ML?

about housing price decline and long-term mortage rate increase resulting in similar monthly cashflow, thereby removing the advantage of waiting to buy.... maybe my thinking is wrong.. but.... if i buy a cheaper house, my tax is cheaper (would housing insurance be cheaper?), i can...

I always place the blame on the institution. I never assumed that everyone understand the concept of interest or mortgage. That is assuming EVERYONE took finance classes. I am a college educated person who has to deal with the concept of time value of money/interest all the time, i sat...

my lease is done end of April. TIC did not raise my rent, however, i rent a studio apartment for ~1500, so yeah, if they had raised it I would have left. even now i am thinking about moving, but given the deposit and the hassle of moving, it is only worth moving for me if my next place is...

I have been saving since I started working which is about 7 years ago. I don't have a 'savings plan', i just watch what I spend. if i spend too much this month, then the next couple of months i try to watch it. I lived in NYC, so the rent was a big burden, i didn't really have any savings...