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So I've completed the refi process. There was no big surprises as far as fees go, except that when I first applied for the refi, I did not include my wife's name on the application, because I was told when I bought the house, only my name was on the mortgage and deed (I wasn't married then), so...

Doing a refi. Home estimated to be around $380000 on Zillow. Loan balance is $320000. Refinancing from 5.75% 30-year fixed to 4.25% 15-year fixed. No points. Good Faith Estimate: 802 Loan Discount Points 0.000% $ 0.00 803 Appraisal Fee $ 350.00 804 Credit Report Fee $ 15.00...

Started noticing a significant slowdown the last week of June, and that continued into July. Probably will be down 20% sequentially in July, which is not the norm. We do have a couple of in-house projects we are working on to tap into new markets, so we are just concentrating on that instead of...

I can't understand how BofA survives. My experiences with them were never good. Bad customer service experiences from years and years ago, and I don't think they have changed. We have a business account with them that's linked to our commercial mortgage. It took them 6 months and multiple...

I was doing research on the proposition and was not able to reach a clear cut conclusion on whether it's good or bad. If I understand it correctly, the proposition limits government spending at the same time extends the tax increase we just got stuck with for a couple of years. My question...

I don't think I am wrong: <a href="http://www.irs.gov/publications/p590/ch01.html#en_US_publink10006076"><strong>IRS IRA 2008 Publication</strong></a> Refer to Table 1-3. Again, neither me nor my wife is covered by a retirement plan at work.