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    Look at your Tax Return before kicking CA state

    Let's go over a very basic value proposition: - How much did you pay in Federal taxes in 2008? - How much did you pay in State/local taxes in 2008? (you can include your sales tax, estimate it at ~3% of your gross income) Now, what did you get for it: - What services did you get...
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    How to call the police...

    ... WHEN YOU'RE OLD AND DON'T MOVE FAST ANYMORE. <blockquote>George Phillips, an elderly man, from Meridian, Mississippi, was going up to bed, when his wife told him that he'd left the light on in the garden shed, which she could see from the bedroom window. George opened the back door to...
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    Military choppers over Irvine

    Anyone knows what they were doing over the weekend (3 large ones), including last night (I was asleep, assume that was them again)
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    How to find out who owns an REO?

    ...other than paying the extra fee to ForeclosureRadar?
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    Big Sur...

    ...is where I want to retire... (the wife likes having people around though, so won't happen) Anyways, planning a road trip with kiddos during the Easter week. Hwy 1 to Monterrey, SF, Yosemite, home... Looking for a suggestion for a place to stay in Big Sur. A cabin in the woods, or...
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    "If IAC is Henry Potter, who is George Bailey?" poll

    Will Bedford Falls become Potterville?... Oh wait, Irvine IS Potterville, at least in the name! Ok, peeps, you heard the question, now VOTE! <img src="http://ia.media-imdb.com/images/M/MV5BMTQzMzQwNTYxMl5BMl5BanBnXkFtZTYwNzExOTM2._V1._SX450_SY373_.jpg" alt="" />
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    Schools, asians, and racism

    Bailout, crisis, banks, jobs, money... let's talk about something else. (but acknowledge that <a href="http://www.thebailoutgame.us">www.thebailoutgame.us</a> is pretty neat) Read below and answer the poll question. From my email to wife today: <blockquote>Also, compare these two...
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    New swimming pool regulation

    The warm weather means my 5yr old is asking to go to the swimming pool every day. But all 3 of Quail Hill pools are closed with what seems to me a bogus excuse. The claim is that there is some new Federal regulation to prevent entrapment by the pool drains. Is this true or is HOA is trying...
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    Blackout

    There was a fairly lengthy blackout in Quail Hill on Saturday night, about 3 hours from ~8PM. Haven't seen any news or explanations -- will So Cal Edison compensate us for the missed prime time entertainment? I did learn something new -- Mario Kart on my kids' Nintendo DS is FUN!
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    Real-estate rollercoaster

    For whatever reason serious-looking but clueless people in ties decided that the right way to look at economic data is via a boring 2d static chart. I like the rollercoaster way much better. It takes away the foolish notions one can have about forecasting the future by extrapolation of a...
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    Hard water in Irvine?

    I just moved from Villa Siena (Jamboree&Michelson;) to Quail Hill. The water was fine in Villa Siena, but it is pretty hard in Quail Hill (demonstrated by soap not washing off, no matter how hard you rub your hands). The landlord has an enviromentally-irresponsible salt water softener installed...
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    Fed mortgage maps

    <p>Just released</p> <p><a href="http://www.newyorkfed.org/mortgagemaps/">http://www.newyorkfed.org/mortgagemaps/</a></p> <p> </p>
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    How can a renter evaluate landlord's credit standing?

    <p>The objective is to make sure that my family won't be kicked out in 3 months due to a foreclosure.</p> <p>Can we request all mortgage deeds on the house? What about HELOCs?</p>
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    How do you find a rental property?

    <p>Ok, so I gave up on the ide of private schools, so that helped me narrow my target search to Turtle Rock and Shady Canyon (maybe Quali Hill)... How do I find a place for rent? I suspect a lot of good places are not listed for rent, but rather for sale. Yet if I come to them with a 1yr lease...
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    Private Schools around Irvine/Newport Beach

    <p>Ok, so now that I have arrived in OC, I need to find a permanent place to live within 3 months. Rather than reviving the excellent "Irvine Schools" thread, I think I start a new one, focusing just on private schools. Because, apart from possibly being nicer (I think this is debatable, but...
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    What makes a mortgage conforming?

    <p>...other than size?</p> <p>- Any maximum LTV (I recall 80%, but don't remember from where)?</p> <p>- Income requirement?</p> <p>- FICO score?</p> <p>- ??</p>
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    Villa Coronado appartments

    So I am at T-3 weeks until moving to Irvine. The company hired a relocation consultant who leased a place for me in Villa Coronado appts. The pictures look nice, but there are some pretty negative renter reviews on the internet, regarding termites, theft, noise, and management. Does anyone have...
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    Stop the torture of down payments !!!

    you bunch are gonna love this one: Can someone explain how to post images? <img alt="" />http://img299.imageshack.us/img299/1672/13804870la4.gif <img src="http://img299.imageshack.us/img299/1672/13804870la4.gif" alt="" />
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    Where are the high ceilings?

    Why is it that high ceilings (defined by 6'4" me as you can't jump and touch the ceiling in your bedroom) do not seem to be considered a desirable feature by the builders? Are there developments that have higher ceilings than the rest. Most of the pics on MLS are as claustrofobic as reality...
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    Property price derivatives price in 19.5% LA house price drop next year

    Brilliant resource, so I thought I'd give something back, being in the investment industry. There is a market for Total Return Swaps (TRS) where you pay (or receive) a fixed interest rate vs receiving (respectively paying) one of the recently constructed home price indices (these tend to track...
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