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  1. Liar Loan

    How low can we go? 30 yr fixed at 3.75% with no fees...

    She was already terminated so now it's just a matter of how the court defines "for cause" which isn't defined in the statute. If it reaches the Supreme Court, I believe they will say constitutionally, the President can fire political appointees for any reason, just like they did with the CFPB...
  2. Liar Loan

    President Trump

    Regarding ChatGPT, there's an old saying in the tech world: Garbage in, garbage out. And of course, there's nothing to stop people from misusing it.... like IHO/zubs using OC metro numbers to claim Irvine housing never goes down! You just went from saying "This is unconstitutional" to now...
  3. Liar Loan

    How low can we go? 30 yr fixed at 3.75% with no fees...

    This article makes some great points. It affirms my suspicion that she used two separate lenders, and they both happened to be credit unions, as I noted was the case on her third fraudulent mortgage. She listed the second property for rent two months after closing on the mortgage that was...
  4. Liar Loan

    President Trump

    You didn't read about the ruling, so you have no idea what you are talking about (as usual... Just like your OC vs. Irvine home prices). Maybe get yourself up to speed and then comment intelligently...
  5. Liar Loan

    President Trump

    The murder rate in Chicago bottomed out in 2013/14. After which, due to a ACLU lawsuit, the police department discontinued use of stop-and-frisk policing. Thanks to that ruling and the "ACLU effect", there have been thousands more murders and tens of thousands more shootings in the past 10...
  6. Liar Loan

    How low can we go? 30 yr fixed at 3.75% with no fees...

    I don't think she's an idiot either. Fraudsters usually aren't. There's no way she used the same lender for the first two loans that closed within two weeks of each other in different states, both as owner occupied. I bet if you dug into her loan files you would find fraud on her LOE's...
  7. Liar Loan

    Olivewood at Portola Springs by New Home Co.

    Buy now or be priced out forever!
  8. Liar Loan

    INFLATION IS OUR FRIEND

    Food and energy typically get excluded from the numbers due to volatility.
  9. Liar Loan

    INFLATION IS OUR FRIEND

    As usual, Fed Chair Powell is embarrassingly wrong about inflation. If tariff's are causing inflation, then the prices of goods should be skyrocketing. Instead, the prices of goods are falling. Meanwhile, the prices of services actually are skyrocketing but they are not imported and...
  10. Liar Loan

    How low can we go? 30 yr fixed at 3.75% with no fees...

    And this, kids, is why you don't commit occupancy fraud on your mortgage applications. Nobody thinks they will ever get caught, but once in awhile they do and the consequences can be severe. Props to @sgip for discouraging this type of behavior whenever it has been asked about on this board...
  11. Liar Loan

    President Trump

    IHO believes you should buy stock if you can afford it because your losses will be healed over time.
  12. Liar Loan

    President Trump

    So it's not fascism because Irvine manipulates statistics and the public's perception? Last I checked, Irvine PD officers are still armed with pistols and shotguns. When a black/brown/Asian person is harassed by Irvine PD, I don't think they are worried about whether it's an assault rifle or a...
  13. Liar Loan

    President Trump

    Irvine has had a fascist police force going back to the 90's. Driving while brown was a very real crime. And being Asian while attending UCI was cause for harassment. Now there are so many Asians living in Irvine the police have had to back off on racial profiling, but the "America's Safest...
  14. Liar Loan

    The Asian Population in Irvine in Percentage wise Peaked at 45.6% and then stayed stagnant for the last 15 years. Why?

    "Two or more races" is a fast growing category which includes a lot of kids with one Asian parent, but they don't get counted as Asian in these surveys.
  15. Liar Loan

    H.R.1340 and thoughts on impact to Irvine?

    It will lead to more owners being willing to sell if they can minimize or eliminate the tax hit for doing so.... especially older owners that might want to downsize.
  16. Liar Loan

    President Trump

    It's the brown people wearing red hats creating all the problems in Texas. https://www.texastribune.org/2025/08/01/texas-congressional-redistricting-doj-coalition-districts/
  17. Liar Loan

    New communities in Portola Springs

    It's fun to see you so thoroughly defeated like this. Sorry I can't let go, it's too much fun!
  18. Liar Loan

    New communities in Portola Springs

    IHO went from this: To this: In one glorious take down.
  19. Liar Loan

    New communities in Portola Springs

    This was the tell that @zubs data was not for Irvine: Change the +5.3% to -5.3% and it would be closer to what happened in Irvine.
  20. Liar Loan

    New communities in Portola Springs

    The index used for this "analysis" was: Anaheim-Santa Ana-Irvine, CA (MSAD) House Price Index It was not Irvine specific, but included the other 33 cities plus unincorporated areas of OC. In a courtroom, this is referred to as "leading the witness".
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