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  1. Z

    Deferred Sales Trust?

    Yeah, I think it is exactly that. If your gain is $1M, instead of receiving all $1M in the year you sold and then having to pay a lot of taxes on it at a high rate.. the $1M would go into this deferred trust and then you would schedule it to pay you $100k per year or 10 years.
  2. Z

    Newer Irvine listings with crazy WTF asking prices from equity sellers

    Sold at $2.8M ($400k over asking) https://www.redfin.com/CA/Irvine/18775-Via-San-Marco-92603/home/4738294
  3. Z

    ICE or EV?

    The Model S and Model X are the high end Teslas and they started under $100k since they debuted (2012 for Model S, 2015 for Model X). Certain performance trims have started above $100k at various times but currently start under $100k. Since 8/31/2023, the high performance Model S Plaid...
  4. Z

    Best Milk Tea in Irvine?

    I just tried Presotea and thought it was pretty good. I liked the freshness of the boba. https://www.yelp.com/biz/presotea-irvine-irvine-3
  5. Z

    Locksmith Recommendations

    Does that work for car keys?
  6. Z

    Custodian Roth IRA account for kids

    Oh man, sorry to hear all this hassle you have to go through! The dysfunction in our systems is something else..
  7. Z

    2025 Top Public Colleges & Universities

    Sad, but true. The brand is definitely a signal to employers. The brand universities would be risking their reputations by offering their credentials to 10x more students. I'm pleasantly surprised that the CS Masters program at Georgia Tech is still ranked well.
  8. Z

    2025 Top Public Colleges & Universities

    I'm saying.. find ways to increase or get rid of the cap. Yeah, not everyone is going to be able to do certain programs but there are way more that are capable of it than are admitted.
  9. Z

    2025 Top Public Colleges & Universities

    You were 100% right about how Georgia Tech trended! After years of thinking about Columbia/Stanford/USC's Distance Learning/Online Masters in CS and not doing it because of the cost (~$65k is what I recall), I was elated to hear about Georgia Tech offering OMSCS (~$7k). I finished the program in...
  10. Z

    2025 Top Public Colleges & Universities

    I believe Georgia Tech admits all those that they think will be able to complete the program. This has increased the number of CS Master's degrees awarded tremendously (they graduated 10,000 alumni in their first 10 years). Instead of capping majors, I wish the UCs would find solutions to...
  11. Z

    2025 Top Public Colleges & Universities

    Georgia Tech did it by having many TAs and they’ve done it for 10 years now (with a relatively low cost) with an incredible increase in the number of CS Masters degrees awarded while also keeping their reputation/ranking strong.
  12. Z

    2025 Top Public Colleges & Universities

    Pre-internet, you just could not get a higher education without physically being at one of these institutions. Now, it has been possible for many years yet the institutions don’t want to give up their brand. If everyone could get a degree from Harvard, how special would it be? Not all majors...
  13. Z

    2025 Top Public Colleges & Universities

    The video is great and he is creative and talented! But I don’t think Harvard necessarily made a big mistake - they just had others they prioritized higher. Collectively, we need to stop caring so much about the brand but we do (as evidenced by the video and our discussion here). And as long as...
  14. Z

    2025 Top Public Colleges & Universities

    How should they decide who to admit without any sort of standardized testing? I actually wish these schools did not have a limit on how many can attend. But then the focus would be on learning as opposed to status/signaling… ugh
  15. Z

    2025 Top Public Colleges & Universities

    This is exactly what my kids say whenever I talk about putting them in a Kumon class!!
  16. Z

    FY25 proposal to Capital Gains?

    Exactly! If someone in California sells a home, does that put them into that category for that year?
  17. Z

    FY25 proposal to Capital Gains?

    One side is against it: https://www.atr.org/biden-calls-for-44-6-capital-gains-tax-rate-highest-capital-gains-tax-since-its-creation-in-1922/ Another side says it isn't so bad: https://www.forbes.com/newsletters/andrewleahey/2024/04/24/biden-capital-gains-rate-proposal-446/ What will be the...
  18. Z

    Robinhood - 3% match on IRA transfers

    https://robinhood.com/us/en/about/retirement/ This has been going on for several months and will be ending this month. I've had an account here for years but never used it. Any fans here?
  19. Z

    Newer Irvine listings with crazy WTF asking prices from equity sellers

    https://www.redfin.com/CA/Irvine/19051-Croyden-Ter-92603/home/4740080
  20. Z

    Student Driver stickers

    For several years now, I've noticed a large number of Student Driver stickers on cars with drivers that don't seem like students. What's going on with this practice? Growing up, I remember seeing those stickers only on cars that were used by driving schools for teaching kids.
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