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I read a few times about the 28% of gross rule or 40% of net, but I'm questionning if that's what people usually do. Are these percentages applciable to mortgage payment or total cost to own (HOA, Mello-Roos, Taxes, insurance, etc.)? Is that what most people do now or what do you...

What are the limits on FHA loans? I thought it was $417k. You would need to go with private lender if you buy at $520k, so likely need 20%.

Are you going to mail that letter? I want to see the owner's face when he reads it. Would be hilarious!

<a href="http://mortgage.freedomblogging.com/2009/08/06/foreclosure-wave-gets-bigger/15037/">OCR Story on Foreclosure</a>

Be nice. This works for both sides. RL's argument are the same as what the general public thinks. Bottom is here and buy now. It doesn't mean it's right or wrong. Obviously most poeple who have been here for a long time think differently and are not short-sided and easily influence by 2...

Why would TIC give up anything? Their goal is to maximize value. If that means higher density, a lake, or more garage, then they will build it. Put yourself in their shoes, the more they sell, the higher the price, the more profit. If nobody would buy their stuff, then they would have...

AI, I'm glad I don't know you in person and hope to only come across you on this forum, because that's already more than enough. You aren't providing much input, but you criticize everything people say with a very annoying tone. Just try to make your points without being so obnoxious.

There's something wrong if you're 60 and want a 15 year loan. Even more if you plan on buying another home...I really don't get it. Aren't you supposed to start thinking of downsizing to a smaller place with a single floor. I know you're not 80 yet, but how many more times do you want to move...

First time I hear about hidden canyon, will this be developped with Laguna Crossing or only after? With some development to be finalized in Woodbury, Woodbury West, Portola Springs, and at some point Orchad Hills, I think Irvine residents will have plenty of options in the years to come.

Whew, that was close! 100% might have been a little aggressive. Looks like the 2 properties under $300 are condos...I think It's safe to say SFR will be under $300 in a year from now. I hope the average too.

How could this sell for $630,000 in 2007... Wow, can't believe someone paid that and can't believe someone didn't find smoething nice even in 2007 for $630,000.