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  1. W

    New Name

    I really miss your blog, Effen. It was one I looked forward to reading every morning. I still have it in my favorites just in case you start posting again.
  2. W

    New Name

    Saw this on the HBB. Effenheimer is this you? Just kidding. <a rel="nofollow" href="http://www.youtube.com/watch?v=4tZlocBtKqk">http://www.youtube.com/watch?v=4tZlocBtKqk</a>
  3. W

    Mortgage Q

    http://www.calhfa.ca.gov/homebuyer/information/borrower-requirements.htm This is from the California Housing Finance Agency. It appears that to qualify for the program you must be a first-time homebuyer -- someone who hasn't owned and occupied your own home during the last three years.
  4. W

    Mortgage Q

    I think I read somewhere that in CA a first time homeowner is someone who hasn't owned a home in 3 years. I'll try to find a link.
  5. W

    Taxpayers against a Wall Street and Mortgage Bailout

    Just saw this on the HBB. For anyone interested, a petition against a bailout has been started: http://www.petitiononline.com/bailout/petition.html
  6. W

    Jim Cramer's Big Article

    There's been a lot of talk about Cramer lately. Today, there was an article saying steer clear of Cramer. Jim Cramer's bad bets <a rel="nofollow" href="http://www.cnbc.com/id/15840232?video=477902343&play=1">http://www.cnbc.com/id/15840232?video=477902343&play=1</a>
  7. W

    As foreclosures mount, DC debates answers

    More bailout talk: <a rel="nofollow" href="http://www.cnbc.com/id/15840232?video=477902343&play=1">http://www.cnbc.com/id/15840232?video=477902343&play=1</a> Why do we need to keep these people in their homes? I have no sympathy for them. Let them lose the houses and learn their...
  8. W

    Bubble House

    My brother also worked for Richard Meier in NYC and for Bolin Cywinski Jackson (BCJ). I agree with you that Gehry is a great sculptor. I like the Disney Concert Hall and some of his other buildings. The Experience Music Project was being built while my husband and I were in Seattle visiting...
  9. W

    Bubble House

    bkshopr, I always enjoy your posts! They are very informative. I'll have to send this link to my brother to see what he thinks of the "bubble house". He is an architect working for Frank Gehry.
  10. W

    Bubble House

    Saw this and thought of bkshoper. Bubble House http://openfordesign.msn.com/#?id=3city1_steveroden&group=3
  11. W

    Breaking!!! ==> Fed cuts discount rate by 50 basis points (from 6.25% to 5.75%)

    The latest Contrarian Chronicles: Central banks are stealing from the average citizen http://articles.moneycentral.msn.com/Investing/ContrarianChronicles/CentralBanksAreStealingFromTheAverageCitizen.aspx On the main msn page the link is "How the Fed is ripping you off" under...
  12. W

    Beer Thread

    I have a new favorite beer -- Samuel Smith Oatmeal Stout. If you like dark beers, you have to try this one. It is absolutely delicious! <img width="103" height="360" src="http://www.merchantduvin.com/images/brewery_art/sam_smith_art/ss_oatmeal_bott.gif" alt="" />
  13. W

    Breaking!!! ==> Fed cuts discount rate by 50 basis points (from 6.25% to 5.75%)

    You beat me to it. I was just going to post: Fed cuts rate for loans to banks http://www.msnbc.msn.com/id/20317894/ I'm with almon and don't feel it will have any real effect.
  14. W

    High-risk mortgages turning into toxic mess

    An article on MSN: High-risk mortgages turning into toxic mess Experts believe the biggest problems will emerge during next 16 months http://www.msnbc.msn.com/id/20216643/
  15. W

    MOST IMPORTANT POST EVER

    Here's the link: http://thehousingbubbleblog.com/?p=3239#comments It's in the comments
  16. W

    MOST IMPORTANT POST EVER

    This was just posted by someone over on the HBB: <p>Major Disconnect in Subprime</p> <p>Late last Friday I gave a call to Dave Donhoff at No Bull Mortgage and was wondering about subprime and Alt-A, and how they were affected by these treasury gyrations. Before I go further, let me...
  17. W

    Interesting Slate.com article on OC Housing

    Congratulations on the mention! This is great blog that deserves the recognition and hopefully increased readership! It's not surprising that Lansner didn't include the mention of IHB on his blog. I agree with Irvine Renter about what has happened to Lansner's blog. I used to post...
  18. W

    The Riskiest Housing Markets

    I also thought the advice in the article was funny. Note that they didn't say that sellers should lower the price, just offer closing help and use the internet, lots of pictures, and virtual tours to advertise.
  19. W

    The Riskiest Housing Markets

    Prices have already fallen in most of these markets and are continuing to do so. As you say, with the rising foreclosures and tightening of credit further price reductions is inevitable. We've all known this and been discussing it on this and other forums since about 2005, but I guess that the...
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