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I did a ride in the Crystal Cove/El Moro area on Sunday...that was awesome. I'm definitely doing it again. Nice ocean views, nice large trails going up, some single tracks on top and quite a bit of speed coming down.

<a href="http://www.fieldcheckgroup.com/blog/">He's back!</a>

SS, it's more about timing and the current economic environment where people loose their jobs unexpedetly. You know if you or your spouse are at risk or not. Depending on your situation, car payments, debts (student loans or credit cards), family status (kids) what you can afford will...

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I assume you also know about <a href="http://www.geoladders.com">Geoladders</a>. Has anyone done the "Quail Hill-Shady Oaks Singletracks"? I might try this on Sunday morning.

Remember to buy a Softball glove. One guy on our team showed up with a youth baseball glove...he couldn't catch anything. He also had to find out if he was right or left handed...brutal

Another option would be to refinance at 4.75 30 year fixed, but keep paying the same amount as your are today. You will come up ahead.

I think I'll do the <a href="http://www.bmwclubla.org/calendar.php#143">Rally</a> on 4/25 with BMW CCA LA Chapter and the Autocross the next day at the California Speedway. I have a BMW, but it's a convertible so I've been told I can't do the actual courses, only the autocross... I'll see...

I heard that home prices migth be impacted by this...