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we have decided at this point based on everything we are reading to do a 50/50 split - half foreign, half u.s. Then within each half dividing down by cash/bonds, commodities, mutual funds and actual stocks. We will see how it works and it requires some moving around which of course the...

<p>yeah - north carolina is about it I think! It is the most amazing that these so. ca realtors are the ones spewing how local real estate is - if they really believed the local idea they should all be moving their business out of the state! </p> <p>I'd be happy with 10-20%!</p>

I am sooooo sick of hearing that real estate is local - that is only part of the story and everyone wants to hang thier realtor hat on that one tiny piece of the puzzle.

<p>Well we just spend that past two days reformulating our portfolios to included a higher %tage of international funds so I hope this article is right!!! Still not sure how I feel about actually taking the plunge into international stocks themselves and gold....</p> <p>does anyone here buy...

what does it mean by non-science - non research based??

<p> </p> <p>What is BRK-B?</p> <p> </p>

<p>lawyerliz,</p> <p>His argument is that when the American consumer stops spending to buy goods the other countries that are not spending now will start using all the money we have exported to them to increase thier spending - i.e., increasing thier own quality of life. This does make sense...

Anyone here taken the advice of this book and moved into foreign stocks and gold? The book is quite convincing - however, it is such a big step to move out of all our standard mutual fund portfolios - makes me a bit queasy!

<p>I looked at Woodbury - we had a day pass to the pool and it was really nice -kids loved the water park spray stuff. I felt the homes were a little too close together - cramped and no yard. I did like the Stonegate models we looked at - the houses were nice. The Woodbury shopping center...

<p> I can hardly stand to read these articles anymore with all these people acting so shocked at the housing situation - how can all these ceo's and cfo's of companies claim that they didn't recognize this situation that was coming. I really just don't get it.</p> <p> </p>

Anyone have any sense of the Fresno housing market situation? Have a 3 bed 2 1/2 bath house there - needs some work but not tons - trying to decide to sell or rent. Having a hard time getting good info on the market situation up there!

<p>The Canadian house is beautiful - thanks for sharing! I grew up here in so. ca but the only homes I have owned so far were living on the east coast. I did like the homes back east but coming back here and looking at homes here makes me realize that I do love the California style home -...

<p>Maybe if everyone would drive the speed limit, and in general act like adults on the road then those "stupid soccor moms" wouldn't need to buy minivans to try to keep their children safe. </p>

<p>In my limited opinion - all of these alternative fuel cars will never be extremely popular as long as large suv's are allowed to careen down the freeway and put everyone in small cars in danger. As much as I would like to be a responsible citizen - I can't be one if I am dead...

thanks! so does this mean that if someone is one day late on a payment they can consider that a default?? I am having a difficult time understanding how you default on a credit card. I do understand that if one followed this process and didn't get the money paid back in time then you would be...

<p>what do you mean 'a late payment to a different creditor with a universal default clause'??</p>

<p>this sound too easy - there has to be some catch - against the law or something????? </p> <p>Anyone know what happens when two married people apply for a bib loan (i.e,. mortgage) and one has an excellent credit score and one doesn't - i.e., what would happen if one married person did...

I have used realtors selling and buying. I really do see the value of using a realtor when buying - maybe less so when selling. This is perhaps because I have always been buying in a relocation situation and needed someone with knowledge about the community and the ability to sort through all...

I love the picture of the kid on a swing - not so good for Irvine - how many houses here could I have a swingset for my kids in my backyard!

I have mild asthma - I have started back to my walking regimen and even as of yesterday I still felt like the air was impacting my breathing - but only slightly and not enough to keep me in.