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If they're having issues, and it's their primary residence, they can contact NACA. It's FREE. :) https://www.naca.com/refinance/refinanceTenStep.jsp I have yet to see anyone on loansafe.org claim they got a principal reduction, but there have been plenty of stories of rates that drop to...

I spoke to my husband about this today, and he told me that a fair number of people from Blizzard live in the Village, but that a few of them have moved from there to here (Woodbury Place). The main complaint is noise, and that there is 'too much' going on there. Perhaps it's an age thing...

http://www.youtube.com/watch?v=IrGmD2wk8m4 My husband sent it over to me asking who CNR was. (English people, I swear!) I love Match Game reruns. I admit it.

(I blame IHB for introducing me to LoanSafe. :P) http://www.loansafe.org/forum/citi-mortgage-citi-financial-homeowner-help-center/12462-sale-date-3-days-away.html In this particular thread, the poster claims that his house is being sold in 3 days, but manages to get a loan mod...

I'm going to Canada (wedding) for a week starting on Sunday. Hubby is planning another trip back 'home' to England (late August/early September). I'm still sorting out if I'm going to bother with QuakeCon this year (Texas in August is like the surface of the sun) but Blizzcon is in Anaheim and...

<strong>zoo (z??) n. pl. zoos 1. A park or an institution in which living animals are kept and usually exhibited to the public. Also called zoological garden.</strong> "What is an "Irvinite"? An Irvinite is a current or former resident of padantically(sic)...

I'm not sure I should share this, but what the hell. On the topic of random things that police get called out for... A friend of mine in Seattle had multiple cruisers show up and try to break down her door because she's... well, a bit loud during those intimate moments, and someone called...

Well, I for one cast my vote for the English man American woman pairing. After living in the UK for a few years, *all* of my single English male friends have settled down with American women. (I must have set a good example.) Most of them now live over here. The culture differences actually...

I was sad that you weren't there, no_vas. Maybe next time? I wanted to say thank you, I had a lovely time and it was wonderful to actually meet up with the people I've been reading about for so long. You're all far more interesting in person, as surprising as that might seem. Much...

This is something I think about often, because the kids in my complex (Woodbury Place) ride bikes, scooters, etc. near their garages and around the complex and a lot of the other tenants drive quite fast. I don't know my neighbor other than to smile and nod as he calls his kids out of the...

Blargh! Even the mod that sent you mail doesn't use proper English. That was one of the things that struck me about the LoanSafe site... The Sentences In Which Every Word Is Capitalized (but only in half of their posts?) and the "almost looks like haiku" style of posting part of a...

I've been lurking on those forums for a few months. The reality of the situation seems to be hitting home for some of these people as the focus seems to be shifting to 'I'm underwater, maybe I should walk' rather than 'I can't make the payments with the higher rate, how do I keep my home?'...

So I checked my mail today and found "Irvine Community News and Views - Serving the Villages and Neighborhoods of Irvine" in my mailbox. At first I found it humorous... I mean, some of the "quotes" in it are hysterical. Example: '"They once claimed that the creation of the Great Park was...

I'm in a similar boat, nervous and somewhat clueless. :) I was told by my branch manager that the FDIC insures 100k per account holder, so if you have a joint account you are covered for up to 200k. I use BofA for my US accounts but their CD rates are < 3% at the moment so I opened up...

Woodbury Place, the townhomes. It's a pretty quiet neighborhood (and the soundproofing is good)... I love having an attached 2 car garage and it's only a few minutes from where my husband works. It's not cheap, but I figure that if you count what you're not paying in HOA fees, it's not such a...

I assumed it was sarcasm. Cutting music programs seems pretty extreme to me. :(