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    Did you use Designated Lender (To all recent new home owners)

    I doubt they enforce this as the escrow company new nothing about it.  Shows you how well they can bury things in contracts.  I'm still about 90 days about but I'm a bit worried about the rates.  Some forecasters have the bottom occuring in October but I'm not so sure.  I jsut have to cross my...
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    Did you use Designated Lender (To all recent new home owners)

    I spoke with Sonoma and the escrow company  today b/c i just wanted to double check mortgage requirements.  Their only requirement is that you submit and stick with a lender at 45 days (not a 45 day lock).  After that point you can get whatever lock period you want.  The rates are fluctuating a...
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    Montecito / Sonoma / Carmel Pricing

    It looks like there will only be 3 left at sonoma.  The plan 1 model and two plan 1's from the last phase
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    Role of Design consultants from Builder

    There might actually be a paradoxical sales pitch.  I am a little suspicious that some of the representatives might be paid a salary (with a minimal commission) and thus sometimes don't want to work as hard as you might expect - especially with showing you all the options (i.e. different...
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    9 months later...

    I agree.  I knew I didn't qualify for the federal credit when I was buying the house.  I actually thought it was funny that carmel, sonoma and even monticeto advertised the credit - one would think that to afford these homes you probably wouldn't qualify for the credit, except the FCBs,  The...
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    Montecito / Sonoma / Carmel Pricing

    The remaining plan 1A is actually from phase 12.  Its along sand canyon, which is why its probably hard to sell. I'm not sure why the build out plan 3 is hard to sell?
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    Montecito / Sonoma / Carmel Pricing

    One week later and 6 homes remain in Sonoma - moslty plan 1's 3 from the last phase: Plan 1A - 4996 sq ft lot - $793,500 Plan 1 BR - 3780 sq ft lot - $784,500 Plan 1 CR - 3365 sq ft lot - $769,500 2 Models and the buildout BO - Plan 3CR - 3726 sq ft lot - $908,500 Model 1AR - 3642 sq ft lot -...
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    Travertine Floors

    We are now in the final phase of upgrade selections.  We are probably going to get floors done after escrow, so we are checking out contractors for travertine floors.  One contractor mentioned "floating" the floor (a very common word used by contractors meaning many differnt things) - for this...
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    Painting a new home

    For those out there that just bought a new home.  Did any of you upgrade the paint?  If so did you do it before or after closing?  I was curious which way would be cheaper/easier.
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    Gated communities in Irvine

    I thought the streets of Woodbury are public which is why the HOA is reasonable.  If so I don't think a gate would be possible
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    Average down payment on new and resale Irvine homes

    In my current hunt for a mortgage I have not been quoted an improved rate for more than 20% down on a SFR (the brookers say that sometimes more than 20% down for condos gets a slightly better rate).  That being said I'm aiming for a 20-30% downpayment to take advantage of the low rates
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    latest thoughts on Woodbury collection...

    After you add in the conservatory for plan 2 the price of Plan 2 and Plan 3 are pretty similar
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    Uh oh, TIC...we may have a problem

    There is only so many people ready to buy.  They might have exhausted the pool.  This might be bad for them but good for everyone else.  the harder it is to sell the better product they will make in the future ... I hope.
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    Did you use Designated Lender (To all recent new home owners)

    Some how the 45 day lock was left out.  That's alright.  The reason I would get a 60 over a 45 day is to lock the rate and the pts are not very different for these two lock periods
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    Did you use Designated Lender (To all recent new home owners)

    I heard about the 45 day paperwork requirement from the escrow company but where does it mandate a 45 day lock in the paper work?  I figured was going to get a 60 day lock anyways +/- a few days.
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    Montecito / Sonoma / Carmel Pricing

    Was by sonoma this weekend.  The have bout 6 homes left.  Two of the models have not sold yet - Plan 1 and Plan 3.  I guess alot of people though the models were over-priced
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    Montecito / Sonoma / Carmel Pricing

    When i was looking at carmel i heard a few buyers did not take any (or very few) upgrades from the builder.  So some might have closed under $1M but I'm sure the price went up with post close upgrades and landscaping
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    Esplanade at Woodbury, by Taylor Morrison Homes

    Each unit looks a little overcrowded.  People are going to be looking at walls or motorcourts with a few of these units. 
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    Montecito / Sonoma / Carmel Pricing

    The carmel homes are not zero-lot lines, that's in the sonoma region. Overall, if you want a new home these days there are limited options.  The developers (not just TIC) realize land is had to come by.  They want to maximize their profits at the expense of individualism (take land way from the...
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    Carmel II

    Did they say how many homes were in carmel II.  I might be reading too much into it but If you look at the map it looks like they might only be offering a few homes in the lots right above the pocket pool/park.
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