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  1. J

    Crystal Cove

    Being the amaetur I am, I was always under the impression that buyers pretty much paid cash for multi-million dollar homes, and this was my thinking pre-bubble. I mean, if you're buying a multi-million dollar home, you are likely not a salaried employee (again, conjecture on my part), or if you...
  2. J

    TLC "Tour Bus" and "Savings"

    Anyone catch the show on TLC (exact title escapes me at the moment) where they show people going on organized bus tours in various cities to see what properties are available? What I HATE most is when they give an overview of the house, and mention the previous list price, and then indicate...
  3. J

    Survey: What is your monthly expenses on HOAs, utilities and Mello Roos?

    Since many communities in Irvine collect HOAs and some have mello roos, I would like to get an idea of how much that adds to people's mortgages, in addition to utility costs for various parts and communities in Irvine. While most people here find $1000 HOAs at "luxury" condo buildings...
  4. J

    NEED HELP!!!! WHAT SHOULD WE DO!!!

    Quick question, since this is the active thread of the day. If a household is suppose to have mortgage payments no more than 25-30% of household income, does that include everything like property taxes/mello roos, HOAs, insurance and utilities? Or, assuming one loan/mortgage payment, that...
  5. J

    Contract with buyer?s agent?

    Consider proposing a provision that gives you a way out if he isn't working for you. For example, if you have a 3 month deal and he doesn't show you a certain number of properties within the parameters you are looking for and in a certain time period, under reasonable discretion, you can...
  6. J

    Altered photos a common practice?

    well, times for buying a house based solely on pics (or even sight unseen) is a thing of the past.
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