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I think with new construction the financing contingency is not really applicable.  I have never heard of a deal falling apart for a newly built home due to under appraisal.  That's not to say it hasn't happened, but I haven't hear of it.  Because of the phase releases that typically increase in...

We were having a washing machine serviced at our rental. The repairman recommended Electrolux first, Whirlpool second. I did some research and Electrolux seems to be the clear winner (Consumer Reports, buyer feedback, etc.). He specifically also said that the Korean makes (LG, Samsung) are...

This! Completely market driven, nothing more and nothing less. What is the large-ish home on the smallish lot with the 2 car garage and a short driveway which barely fits an SUV worth? What the (FCB) buyer will pay for it!!! ;)

In OH, not in the high risk area but adjacent. No issues getting insurance.  We had a quote from Chubb but went with Amica. In an actuarial and statistical sense, I think the insurance companies make out like bandits the vast majority of the time even in high-risk areas. One or 2 bad events can...

If you look at interior options and upgrades, add in professional landscaping, and include the furniture then you could see that. Of course it depends on the lot size and square footage of the home. But when you start adding in the high-end touches seen in model homes these days (crown moulding...

Ok so we went with Cox Contour 2. So far very impressed, no service issues. My next decision is whether to go with Apple TV, Blu-ray player, both, or neither. The AV installer was telling me that he was recommending Blu-ray because they have apps and some features which sound like on-demand. ...

Going with standard flooring and changing it after would definitely save money overall.  The main reasons in my mind to do it through the builder are 1) convenience and 2) ability to finance.  If you don't need to move in right away, you can always change out the flooring before getting...

I don't believe in Feng Shui. But in our neck of the woods a lot of buyers do. So it is relevant in this context because if a large percentage of the buyer pool uses it to influence their decision whether or not to buy a home then it is certainly relevant and has tangible value. One of my good...

Both good options, but I'd go with OH: OH is up the hill, which tends to appreciate/retain value better than flat.  Some lots have views to Catalina Island. It is also much newer with more current floor plans, which is also good for appreciation/retaining value. The IUSD vs. TUSD issue has been...

Lots of options with that budget?good problem! 8) Some neighborhoods in play (in my order of preference): 1. Orchard Hills: newer community/construction, some homes with views of Catalina island, beautiful topography, the Groves section is guard-gated, larger lots 2. Quail Hill: Great community...

Detached product without a doubt. We bought our first home in 2003. I was pretty adamant that we should buy a condo, but my wife (wisely) convinced me that we should stretch and buy a detached home. We did and when we sold to buy our second home 3 years later, our home had appreciated by 50%...

If the budget allows I'm pretty sure I would. The only exception is if one wants to do crown moulding or wainscoting, that can tear up the floors. In that case go with the builder's standard flooring in those areas, abuse it during placement of crown moulding/wainscoting, and then put in your...

We are in the process of doing the flooring; did most bathrooms and laundry room through the builder but are re-doing the rest of the flooring ourselves (tile and hardwood). It is a tremendous pain to be honest. The tile demo (since builders put standard tile in wet areas) has generated so much...

They went with a conservatory which adds 300 sq ft but you lose the California room. With such a small setback it really does make the backyard puny for that size home. Should have DEFINITELY kept the California room instead! 8)

Darn, just when I thought I had figured out what to do?Cutting in and out doesn't sound good  :((especially since I watch a ton of sports).What other specific problems are there with cox tv service? Reception/picture quality, packages, dvr?

I think I've decided to go with Cox. The internet seems to be the most reliable and tv seems good too. Internet reliability and speed trump everything else these days. Thanks for the input.

I put 23% down, minimum required to optimize the rate.

Just closed on a purchase, jumbo 30-year fixed @ 3.125% through Wells Fargo (no fees, no points). They are the builder's preferred lender. Was originally 3.25% but got additional .125% discount on the rate for existing relationship banking since I do most of banking through Wells Fargo. I don't...

I forgot to inquire about AT&T U-verse. We're in OH and I think they have that in the neighborhood as well.

I was wondering what you all think about tv/internet providers based on experience. I had dish before and was pretty satisfied but have heard complaints about the nightly reset and 'joeys'. Specifically I've heard complaints that the joeys mean you have to watch the same channels as the main...