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    So long 4.x%...it was nice knowing ya!

    I saw the article in the OC Register online this afternoon and immediately went to my Countrywide login (now BofA Mortgages) and checked on just how much my refinance would now cost me. You see, I refied last month for 4.375% for 0.5 points on a 300K loan. I was a current Countrywide...
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    Option ARM Loans - Wow, never knew such an animal existed!

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    Option ARM Loans - Wow, never knew such an animal existed!

    Okay, I'm green as green can be but I'm learning about all this stuff. Another forumite gave me some info about Option ARM loans and I decided to research them. Okay, I more or less "wikipedia'd" them. Found a couple web sites with examples. I didn't know these damn things existed...
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    LOOKING FOR A NEW AMAZING HAIR STYLIST?? COME CHECK OUT MY SUMMER DISCOUNTS!!

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    So you get a Notice of Trustee Sale....

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    So you get a Notice of Trustee Sale....

    Thank you for the information but I'm still a bit confused. So say on May 1st you officially get a Notice of Trustee Sale. Awgee I believe is saying that you may have a 30-day postponement before it's official. Interesting. So on June 1st you either pay off everything or you're out...
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    So you get a Notice of Trustee Sale....

    It looks like from IrvineRenter's blog today that you have 21 days to make good. So is this what is called a recission? And how do you make good? Do you have to pay all of the back payments and taxes WITH interest? Who could do that? By IrvineRenter's graph it looks like by the time you...
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    Do you know people who are likely to lose their homes?

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    Property check please?

    Can I get somebody to find out the status on an Irvine house please? I'd like to send you the address via PM. I know the owner (whoever this may be) is about 15K delinquent in property taxes and there are multiple liens on the house but I cannot find out if it is up for a short sale or not. I...
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    Do you know people who are likely to lose their homes?

    </blockquote> <strong> They were suckered in by some of the biggest low life scums on the planet, people who they trusted because they spoke their language and catered to the Hispanic population. Of course, they were supposed to refinance and be able to pay off their debt within one year...
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    Do you know people who are likely to lose their homes?

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    Do you know people who are likely to lose their homes?

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    Orange County Property Tax Installment Plan - WHY?

    Update: The person that did this installment plan just DEFAULTED on it! I sure don't understand how all this works! Why on earth would you go to all the trouble to set up a 5-year Property Tax Installment Plan and then a month later default on the whole thing, including the initial 20%...
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    Poor Property Tax Planning!

    Continuing upon my Propery Tax learning vein I have noticed something else I can only attest to extremely poor planning; paying your property taxes on April 17th, exactly one week past the April 10th deadline, and incurring the $1200 penalty for late payment fees. Why the heck would...
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    Anyone been watching the Towering Inferno at Marquee Place?

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    Garage as a home office in Irvine...what do you think?

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    Can you hide your foreclosure?

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    Can you hide your foreclosure?

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    Can you hide your foreclosure?

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    Can you hide your foreclosure?

    Well you did understand my question correctly. I could throw an address out there but that would be unkind to this particular realtor. He moved into this house in 2007 at the top of the bubble, paid 1.4M+ for it, and then he moved back into our neighborhood. It's $50K in delinquent property...
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