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  1. hs_teacher_IHB

    For my own peace of mind Ive decided to drink the IHB kool aid. Y?all win.

    The US can't go on borrowing forever. We either have to make more or spend less. In terms of spending, Defense, Social Security, and Medicare take up 60% of our budget. I say we cut Defense in half. If that's not possible, then we need to increase tax revenues. Should we take from those who...
  2. hs_teacher_IHB

    Is Newport Beach better value than Irvine?

    I agree. I think it would be good if a kid went to school from K-12. Or at least K-6 at one school and 7-12 in a different area. We all want an attachment to our neighborhood. I think a person can live in Santa Ana and love it if he feels connected to his surroundings. On the other hand...
  3. hs_teacher_IHB

    Suicide

    Hey, I'm been having some weird thoughts too. For some, reason, I wake up in the mornings wondering why I'm alive. The thought just comes and goes in matter of minutes. I have no desire to commit suicide, but why am I wondering about reasons for being alive? Is it an age thing? Am I...
  4. hs_teacher_IHB

    Is the California (Irvine) Market Ahead of the US Market?

    I think we are nearing a bottom. When you can get a decent condo for 300K, people will buy. When you can purchase a SFR for 400K, people will buy. I think homebuyers are very willing to pay 2-3K/month on housing - and that is where the prices are heading right now. I think the reason why...
  5. hs_teacher_IHB

    Why don't master bathrooms have doors?

    we simply placed a curtain between the master bath and bed. it doesn't help with the noise, but it does take care of the light.
  6. hs_teacher_IHB

    Irvine recession proof, but Newport at risk?

    I think that Asians that are recent immigrants are more concerned about what cars they drive, what clothes they wear, and how cool their cell phones are. I'm assuming that in Asia, materialism correlates to success and wealth. However, the younger Asian generations are definitely more into...
  7. hs_teacher_IHB

    Irvine recession proof, but Newport at risk?

    I think that Huntington and Irvine are similar in terms of wealth. However, Irvine has higher incomes. So from my deductions, Huntington has many more older White people who have accumulated wealth through time. Irvine has younger Asians people who are accumulating wealth through work. When...
  8. hs_teacher_IHB

    Irvine recession proof, but Newport at risk?

    Huh? Wow, you guys sure seem to know more about Asians than they know about themselves. I think Whites are more financially stable because they have intergenerational wealth. Asians, on the other hand, are at best nouveau riche. So I don't know how well they can handle such an economic storm.
  9. hs_teacher_IHB

    My landlord just lowered my rent $250 bucks

    Your new place is only $1500? Are you sure there's nothing wrong with it? If you're confidant that it's a good place, I say you move. Saving 2-3K is like buying a brand new 52 inch LCD tv. Personally I've lived in 4 different places in the past 5 years. 1. The current spot is clean...
  10. hs_teacher_IHB

    Columbus Grove: why live there

    I don't live in Columbus Grove, but I would sure like to. Of all the health risks there are in this world, soil toxins are the least of my worries. Can't wait until I can buy a decent 300K condo there.
  11. hs_teacher_IHB

    Villages of Columbus - Columbus Square - Camden Place

    Speaking of moving in.... what would you buy and how much would it cost. I think the basic necessities are... 1. washer/dryer 2. window coverings 3. tv/sofa/coffee table 4. dining table 5. fridge 6. beds/dresser/night stands Am I missing anything? And do people...
  12. hs_teacher_IHB

    Columbus Grove: why live there

    Columbus Square is definitely all Tustin. I don't think that Tustin is such a bad place. I just woudn't want to live on an empty deserted military base. I don't know why people pay so much to live there. Columbus Grove is mainly in Irvine. I would like to live there. It's close to...
  13. hs_teacher_IHB

    Columbus Grove: why live there

    oh well, new homes have mello roos. that's just the way things are. i wished i could have bought a home in the 90's but i didn't. mello roos is expensive. so compare the homes wisely.
  14. hs_teacher_IHB

    Columbus Grove: why live there

    I agree that you should convert Mello Roos into a present value. Be it 50K or 100K. After that, compare the two homes. However, MR's tend to have better streets, newer homes, and better constructed schools - because you are paying for them. I have an uncle who bought a home in Orange rather...
  15. hs_teacher_IHB

    Thoughts on the Bailout?

    I've always known that White people are more likely to be wealthy homeowners than minorities - ownership rate of 75% versus 50%. But a lot of my White friends aren't wealthy nor own a home, But now, I just found out that people aged over 55 are much more likely to own than those under 35 -...
  16. hs_teacher_IHB

    Villages of Columbus - Columbus Square - Camden Place

    hey, my friend is moving in before thanksgiving too. that means that she is in phase 12? i guess i'll be around camden more often in november.
  17. hs_teacher_IHB

    Diamond District (??) off Jamboree and Alton

    We went there last weekend too. H Mart is nice, but we'll stick to Freshia because it's closer. We have always liked Guppy's and will be back for more. 85C is good. But the korean restaurants seem a little pricey. At the BBQ Chicken place, I had 5 tiny drumsticks for $10. As for the...
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