Recent content by panda

I would think CDs / Interest Income are a better investment dont you think? In 2024, it is much better to be a lender than to be a borrower. The borrower is the slave to the lender. Proverbs 22:7

How many or you parents believe they are raising a very creative child who don't quite seem to fit the IUSD mold? You do however sense that your child will shine and do very well in the real world. Anyone? This pathway I am suggesting is not for most high school students, but for the creative...

https://www.collegetransitions.com/blog/easiest-uc-to-get-into-hardest-csu/

The Fed will not cut rates in the Apr/May meeting and June meeting. The Fed raised rates too late to fight inflation. They will again start to cut rates too late. They will not cut because the inflation is headed towards 2%, but will be forced to cut. Welcome to Bidenomics, a broken economy with...

Perhaps this is a topic for a different thread. I am a Christian and received Christ when i was in 8th grade. I know you mentioned that you are not a religious person and believe in karma. So what do you think happens to us after we die? Is this the only life on earth we get to live so we need...

@Imnotmoving, thanks for sharing your concern. I think every parent have different goals for their children who am I to judge anyone. If you read the theme of this thread, it is about the Irvine high school student who dreams of attending UCLA, but is highly discouraged competing in the red...

@irvinehomeowner, In all honesty I hope that I am wrong. Billionaire hedge managers like Ray Dalio and Jeffrey Gundlach were also wrong on their forecasts since 2020 and I am not smarter than these guys. Just saying what I am seeing from my economic research.

University of California, Los Angeles' ranking in the 2024 edition of Best Colleges is National Universities, #15. Its in-state tuition and fees are $13,752; out-of-state tuition and fees are $46,326. UCLA is outranking two Ivy League Schools: Dartmouth and Rice and is currently the #1 public...

Notice that it takes approximately 12 months from the bottom of the yield curve before recession hits ( indicated by gray bar) in 2001 and 2008. If this repeats,the famine will begin around July 2024. I see the gray bar will be wider and longer in the coming recession. I am telling you guys...

Orange County Unemployment Rate is 4.2% and will soon head to 5%. This is a very important metrics to watch. Even more important than inventory and interest rates. Look at time frame from 2008 - 2010 and see how the unemployment rate spiked. Fed had cut rates down to almost 0 back then. I don't...

If you shopping for a car. 1. Toyota Inventory : Days on the Market : 34 2. Mitsubishi Inventory : Days on the Market : 110

I don't think the reason Chairman Powell cuts rates will be due to inflation numbers headed towards 2%. Fed will continue to prolong the cut and will not cut by choice. They will be forced to cut when a sudden black swan event takes place.

@irvinehomeowner, I don't mean to pop your bubble, but playing Pickle Ball is No Gentleman's Sport.

I think one important metrics we are overlooking is the unemployment rate. You can see from the chart the unemployment rate moves in a wave pattern and never in a flat line. When the unemployment spike up to 10% from 5%, buyers will not enter the market even with declining interest rates. There...

A Digital Design Book Concept by Sarang Design that plays Beautiful Music while the pages are turned.