Recent content by muzie_IHB

Depends, do you allocate to the car based on income, or based on assets? I bought my car cash and it's about 6% of my net worth. <=5% would be better, car depreciation should even that out :-). Depends on your personality type. I save 50% of my income every year as that fits my long-term...

70$ pullback on gold. And all because of a 0.1% pullback in unemployment. I'm not sure how some of you can feel so safe in gold when it panics down at the very first whiff that things might be, just might be a fraction of a percent better than expected. :-P

I guess you could call it FICO inflation. When everyone's a bad payer then being one amongst many isn't so bad. 620 is the new 720. If you had 720+ you probably deserve 800+ now. Though probably no one's going to cater to this minuscule, low-margin sub-market, so there's no point in an...