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  1. muzie_IHB

    How much "car" would you buy?

    Depends, do you allocate to the car based on income, or based on assets? I bought my car cash and it's about 6% of my net worth. <=5% would be better, car depreciation should even that out :-). Depends on your personality type. I save 50% of my income every year as that fits my long-term...
  2. muzie_IHB

    Gold

    70$ pullback on gold. And all because of a 0.1% pullback in unemployment. I'm not sure how some of you can feel so safe in gold when it panics down at the very first whiff that things might be, just might be a fraction of a percent better than expected. :-P
  3. muzie_IHB

    Foreclosure, not that bad.

    I guess you could call it FICO inflation. When everyone's a bad payer then being one amongst many isn't so bad. 620 is the new 720. If you had 720+ you probably deserve 800+ now. Though probably no one's going to cater to this minuscule, low-margin sub-market, so there's no point in an...
  4. muzie_IHB

    When do you plan on buying and where in Irvine?

    Remember that both buyers and sellers establish price. Getting "antsy" about prices means as a buyer you're no longer controlling the price (you pay). You're already giving in. There stills seems to be this prevalent attitude where sellers still believe they are "in control" (since...
  5. muzie_IHB

    $2mil H.B. / Ocean-front Home Trashed

    <blockquote>Moon gave me a tour and let me photograph the damages. He estimates it could cost $100,000 to fix it all.</blockquote> Well then, I guess a oceanfront gutted house in HB is still worth 1.9M$ then...
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