Recent content by davenlei_IHB

SGiP did a great job for me on my loan and I wanted to give him credit for making the transaction very easy and not a painful experience. I have just purchased my second home and I must say, the loan approval process with SGiP was hands down MUCH easier than when I bought my first house. He...

Price gaming to stimulate a bidding war is even worse at the higher range (700-850k). Even REO properties are getting into the pricing game.

Wow! How far will the manipulation go?

Congrats McDonna! Those porch style houses are really cool.

I agree with SugarspunZ. Even if you do want to keep this property in your back pocket, keep looking aggressively as if you did not have anything in the pipeline. It will keep you from wasting time waiting for a deal which may/may not not happen. You never know, you may find something you...

Hi AlmostThere, I have gone through the short sale wringer a few times already and had stopped even looking at short sales a while before I found the home I want (regular sale!). From my experience, verbal approvals mean nothing and when someone says it will take 3-6 weeks, you should replace...

Well, after looking and looking for months and switching from my original realtor to USCTrojanCPA, I am finally in escrow on a great house! USCTrojanCPA really stepped up to the plate and made this deal happen. He was very interested in getting to know exactly what we wanted rather than just...

Those are some of my favorites too! I also love watching The Amazing Race.

I am pretty sure it is listed low to start a bidding war. The way the market is now, it seems as if everyone except regular sellers list their houses way under market to get the 'buzz' going and collect 10-20 offers and pit everyone against each other to squeeze every penny out of the winner.

I second that. I spoke to SGIP now that I am rate shopping and I have to say he is straight up with his information and quoted me a good rate.

I currently am staying one street over from the lake (the monster lakefront homes are behind the house I am in) temporarily until I land my next house. So having lived in CC, what are your thoughts of the amenities behind the gates? Are there a lot of small kids that live there? My kids are...

the houses in Canyon Crest is nice but the association dues along with the lake fees comes up to over $300 a month. A bit steep but I guess thatis the price you pay for having a guard at the main gate. overall though my wife and I are considering the area but it is not the top pick of where we...

An old neighbor of mine bought a house with unpermitted add ons done by the previous owner. He found out about a year later that the previous owner used drywall on the outside of the house and painted it to make it look like siding. My old neighbor is now suing the previous owner along with...

35,000+ housing low income housing units, wow. I remember reading a percentage of the low income units also have to be classified as ultra low income units.

I used work at Citi (as well as other mortgage companies) on the loss mit side. I am in IT so I did not deal with all the nitty gritty in loss mit but I know that they would file NOD's on properties like clockwork no matter what was happening just to start the FC clock. I feel there is no...