Negative interest rates on the horizon?

test said:
Negative rates will cause home prices to sky rocket.

Negative rates may not encourage lending as intended. Banks might pass on the costs by increasing fees.
 
Negative rates encourage me to take my cash out of the bank. Enough cash gets removed or not put in the bank means the bank has less to lend.
 
Ready2Downsize said:
Negative rates encourage me to take my cash out of the bank. Enough cash gets removed or not put in the bank means the bank has less to lend.

The rate is set at the fed.  The fed pays the banks to give them money. 
 
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