Recent content by ocerdoc

  1. O

    mattresses

    thank you.    It is enticing to try tuft and needle given the price and the 100 night return guarantee.  However, it is also a gamble to spend 1000 bucks on a mattress that you've never tried before.  It also seem like there's only one standard option,  I tend to like my mattresses on the...
  2. O

    mattresses

    Hey Guys, I'm looking for a new mattress.  So far I have been to ortho mattress which has good yelp reviews.  The sellers recommended me a cal king, hybrid foam spring for 2200 dollars, which seems a little steep for me.  Do you have any guys recs for mattresses? thanks
  3. O

    How low can we go? 30 yr fixed at 3.75% with no fees...

    can you explain this: how does pushing the 10Y below 2% again in late September benefit your mortgage rates?
  4. O

    How low can we go? 30 yr fixed at 3.75% with no fees...

    i was offered 4% for jumbo 950k, with 6 month rate lock.  0.125% increase from current rate of 3.75 for the rate lock bc my house will take 6 month to be built, i have asked for rate lock given uncertainty and likely rise of the interest rates.  I have a one time free float down 60 days from...
  5. O

    new home upgrades

    I am now looking at the design center options and I have to admit I am a bit overwhelmed.  I am going to try to do the least possible with the builder.  I will do electrical and insulation.  Did you guys do the "reverse osmosis" and "water treatment package"?  is it worth it, if so which one do...
  6. O

    Laurel at Cypress Village

    i decided to go with Laurel, which is basically almost sold out.  To me, Laurel made the most sense in terms of location, price, practicality.  Huge Backyard was unimportant to me as I do not have children and maintaining it would be too much hassle, plus i don't think OH has much more of a...
  7. O

    Ellwood by Richmond American at Beacon Park

    so I am deciding between ellwood noland B (with the rooftop) and laurel in CV.  i do like the layout in ellwood but I am concerned about high MR, proximity to cemetery and what i've heard about being close to a superfund site.  (resale purposes).  Laurel's base price is around 1million compared...
  8. O

    How low can we go? 30 yr fixed at 3.75% with no fees...

    i was quoted 3.625% for 30 yr fixed on a 950k loan 20% down, do you guys think i can get a better rate?
  9. O

    Laurel at Cypress Village

    Hello, I am deciding between Laurel in CV versus Ellwood in Beacon Park.  They are almost done at Phase 16. Here's the latest price sheets. what do you guys think?
  10. O

    Beacon Park

    just visited ellwood and i agree with most folks that the rooftop is a interesting idea.  Anyone had concerns about possible greenhouse effect from all the windows? Overall, despite high MR, it seems great bang for your buck.  Right now deciding between Laurel cypress village, strada OH and...
  11. O

    Cypress village vs Orchard Hills

    https://www.redfin.com/CA/Irvine/70-Plum-Feather-92620/home/83018132 what do you guys think of this 825k upgraded home in jasmine?  sounds like a good price in a good location!
  12. O

    Orchard Hills - Strada by Irvine Pacific

    Hi.  Do you guys know where i can see the prices for the latest phases?  Also, Bullsback, why did you decide not to buy there?
  13. O

    Zinnia at Cypress Village

    the website says  "coming soon",  are there models home open to visit?
  14. O

    Orchard Hills - Entrata by Irvine Pacific

    anyone in here interested in these?  I live alone so I do not care much about a lot of space, what are some of the cons you guys see about Entrata?  Thanks
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