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Question for all the brokers/loan agents on this board... I'm looking to do a cashout refi... now before anyone gets all crazy about me being not responsible... let me tell you my situation. I bought a San Mateo home in 2011 and I put down 30%.  Fast forward to 2014 and the last phase of the...

so i've lived in my new home for 2.5 years now and i'm starting to see hairline cracks to the stucco on the exterior... they are straight (not diagonal) and don't look too bad but i don't know if it's one of those things that gets bigger if you don't fix them early.  there was 1 hairline crack...

Helping a cousin look for a place... requirements, 4/2.5 in Aliso > 1500 sq ft... detached and < 700k.  Do you guys know of anything else?

so when the lakers season is over, i want to dump my uverse and try to use a outdoor antenna + redbox + whatever i can get on the internet to satisfy my 3-4 hours of tv i watch a week (not worth paying $100 a month for the tv part).  so my question is how do or can i tap into the wiring for the...

I sold my condo in 2006 and earlier this week I got a letter with the subject "substitution of trustee...". It goes on to say... The undersigned beneficiary hereby appoints zzz bank successor trustee under then deed of trust executed by [ my name ] as trustor on june 2003 in which MERS as...

for all you new home buyers, have you heard a slight crackling noise from your windows?  i've had the house for 8 months now and i think the sounds started just last month... at first i thought it was the "settling" from the construction going on around me but now there's no more construction...

just a question for all those that have bought new homes and had to have their backyard plans approved by the hoa... do they come by to check out if you followed your plans?  how exact must you follow what you "said" you would do?

Not sure if this is an option for the forums software you are using but just wondering if there was a way to "thumbs down" a comment?

say you hit your goal as to how much down you want for the house you want to buy... and you are ready to buy... where do you put that money?

Above is the list of things I considered before deciding the irvine premium was worth the price... This list does not include schools which i would assume most everyone would pick as your #1...  So what would be number two on your list? (if IUSD is not your #1, please comment)... If you'd like...

so this coincides with the poll i created in the o.c. real estate section.  when i was looking, i was hoping to find roughly a 20% discount to irvine.  20% in my price range was about 100k... now you might think that's a lot, but it's actually not... for those of you who would send your child to...

I searched (with 2 agents) for over 2 years... probably looked at 60+ houses, put in over a dozen offers... trying to find a home "outside" of irvine... irvine just seemed out of my reach (detached newer < 417k) and found nothing at that time. as some of you may know i eventually bought new in...

i think i saw someone set up a checkbox poll?  i searched and couldn't find out how to do that... any help would be appreciated.

Excluding corporate owned apartments, I was wondering what you guys thought was the most common type of housing in Irvine?  For most suburbs in Southern California, I would think it would be  1500-1999 sq. ft. detached... I was surprised to find very little resale in this range in Irvine...

didn't want to hijack that other thread... does anyone know when the 241, 261, 133 and 73 freeways will stop charging toll?

I'm looking to use an outside lender for my new home purchase... and of course the new home sales people tried to scare me by saying that they've had some people try to go outside only to have the loan not fund.  The specific example was something about the City of Irvine doesn't give you some...

higher priced house... pro... once the house is paid for, your monthly should be less con... the higher price means, a larger down payment... when you sell will that limit your potential buyer pool? hoa can always move up... nothing says the lower hoa amount will not balloon past the other...

the comment above is from another thread, and i didn't want to hijack it, but usc's comments brings up a question i've been wanting to ask... after the ihb forums were dismantled (of which i posted a few times)... i didn't know where everyone went... and since i was looking in aliso shortly...

so my wife and i decided that we want to buy a san mateo home... plan 1 or 2... so we went online and did the priority registration, and did the prequal... and got a call the next day from the loan agent saying we were pre-qualified.  although we knew 4 of 6 homes in phase 1 were sold after the...

with san mateo coming out and jumping into the fray of the battle between mid 500k detached condos, i thought i'd do a little analyis based on the monthy "nut" since san mateo is priced higher but has only 1 hoa... the PITI below is based on a fixed down payment across all three (so i'm not...