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Thanks for the information. Should our realtor ask for a discount or upgrades or are we on our own when asking such things?

That?s what I thought. So we wouldn't even have to worry about buying homes we can?t afford. I was asking the question if there are any people or any way you can get to buy homes you can?t afford from the people left comments on.

Isn?t it the loan won?t get funded for homes we can?t buy anyways? 

So we checked couple open houses from Irvine, Lake Forest and Yorba Linda over the last couple weeks. We will still search more until our rent is almost over, but we found Irvine to be more a friendly place to grow our family or raise children. We?ve been living in Irvine already so that could...

Thanks for the response. I guess not many people have dealt with this. I guess it could be just simple cash out and pay the penalty and taxes. The 60 day rollover rule is very helpful to know though. Thanks again!

I briefly asked this in another thread also, but wanted to ask if anyone had cashed out their 401K before you turned 65. My wife quit her job last year and we wanted to cash out for another purpose. If anyone has done this, did you get the money without the tax or did you have to pay the tax the...

I also loved the location of Westpark. The noise was not too bad. The airplane noise was usually in the morning, but some days I couldn?t hear it. Pretty minimum level though. I think you can hear the train sound when it makes the sound no matter where you are, but nothing like the shaking from...

I once lived in Westpark I and even from there I could hear the railroad. Usually at night time when everything was super quiet though. I also could hear the airplane noise, but it wasn?t too bad.

Thank you everyone for your comments. It seems like we should try to avoid close proximity to big roads since we have a little one.

Thanks for sharing your personal experience. We?ll take that into consideration.

The location of Tustin Ranch is definitely a good alternative. We haven?t seen a good SFR there yet though. Hopefully will come more listings in 2019. Are there some single floor houses in that area still zoned to good schools? I may be wanting too much in our budget though. Foothill Ranch or...

I?m also looking for a local CPA in Irvine for our tax returns. I also have a question on 401k. My wife quit her job in mid 2018 and still haven?t decided what to do with her 401k yet, but most likely we?ll cash out. Anyone has similar experiences?

We might need to buy ahead for various reasons. The escrow would take 1-2 months. If we need to remodel, that?s another month or two depends on the condition of the home. And if we buy a brand new home, we would have to buy about 6 months ahead. So I think it would make sense to start looking soon.

Yes, we will have to wait a bit since our rent is up to late 2019. We should start looking more seriously soon though since it may take months to find and remodel and completely move in. Hopefully there will come more homes in our budget. We did see that Appomattax one. We liked everything...

I appreciate for sharing your personal experience. In what sense Irvine is more superior? You said playing with neighborhood kids were frequent in Yorba Linda but not as likely in Irvine. Doesn?t that make Yorba Linda more a friendly place?

Thanks for the weather and the traffic information. I?ll keep an eye on those before we make a decision. We prefer at least 3BR with a good size yard and unfortunately those are hard to come by in Irvine from what we?ve seen. We did see some in Northwood and West Irvine. That?s why I?ve...

I do love El Camino houses especially the single floor ones. The only concern from my wife was there was a train railroad in the middle of that area. It would be nice if anyone lives there lets us know the train sound is not much really an issue.

We've currently sold our condo in Irvine and are now renting until we find a good 3 bed SFR house in OC. Any recommendations? Our budget is $700,000 to $800,000 depends on the tax and HOA amount. Irvine would be our first choice, but it's almost impossible to find a good SFR in that budget...