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    Mortgage Forbearance

    How would anyone know outside that particular servicer?  I have 4 loans under Wells and 3 under Chase.  If I stopped on all of them and paid in one lump sum after 90 days, I didn't really gain much outside of a 90 day interest free loan.  But if they end up adding that lump sum to the end or...
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    Mortgage Forbearance

    So accepting what Wells provided becomes a loan mod?  Or is delayed payments for a few months not a loan mod?  Did I do something crazy? 
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    Mortgage Forbearance

    SGIP - in writing they said no late payment, no foreclosure proceedings, no credit hit.  The worst I can see happen is that all payments are due immediately after the 3 months.  What am I missing?  Obviously people don't gain much sitting on the 3 missed payments and having to back all 3 in...
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    Mortgage Forbearance

    Wells Fargo is making this super simple.  A couple check boxes and you are automatically approved.  They don't have any clarity on how the repayment will be but it says that it won't show up as a missed or delayed payment.  SGIP - is this what you mean by seeing something in writing? 
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    New Listing - Paloma Plan 4 paired home in Portola Springs (52 Conservancy)

    Its a a townhouse and not a duplex. 
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    New Listing - Paloma Plan 4 paired home in Portola Springs (52 Conservancy)

    Why are you calling this a duplex?
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    350K consider middle class here!

    Child care is different than spending time with your child and enjoying time with them.
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    350K consider middle class here!

    "Do the math, the additional taxes, the childcare expenses, the extra food expenses the other additional expenses, one of them is working for about $1/hr take home." There are many people who would prefer to do work they enjoy than work they do not enjoy.  Food prep and child care isn't the...
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    350K consider middle class here!

    The 3 weeks of vacation seems like the norm here in Woodbury.  During the big breaks with year around, everyone is gone for at least a week.  And the property tax is even higher with mello roos. 
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    Unusual MLS Listing by JWA

    Why the heck would a development group not use a commercial firm that handles big transactions like this everyday?
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    Property Manager vs Manage your own rental ?

    We have a handful of rentals and never needed a property manager.  I have a list of vendors on deck that seem reasonable and tell the tenants to contact them directly for repairs.  I also have a handyman go through once every 6 months for 4 hours to at each property to change air filter and do...
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    Blip or bubble? Irvine, Tustin home sales tumbles 13%

    This is volume but not the price.  With heavy downs or all cash, will prices stagnate or drop and if they drop, by how much?
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    Bull run in housing over???

    Slaughtered?  They might not get any appreciation in short term but unless rents fall dramatically, the appreciation will be delayed right?  Even in the great recession, rents in OC fell about 10% and better areas barely noticed a drop.  I think speculators rate of return will change but unless...
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    Irvine to install new traffic signals to cut down left-turn wait times

    Singapore has tolls and all sorts of payment schemes and still has massive traffic in the city center. 
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    HK millionaire sues Coldwell banker dual-agent for misleading square footage

    It sounds like the buyer never saw it in person.  Also, if you have been to houses in the 10K sq ft range, it is very very hard to tell whether its 10K, 15K, or 20K. 
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    HK millionaire sues Coldwell banker dual-agent for misleading square footage

    The buyer should have read what he signed and should have done his own due diligence.  At same time, this agent should lose his license just for the bolded statement alone. https://therealdeal.com/la/2018/04/03/broker-chris-cortazzo-testifies-in-dual-agency-transaction-case/ Cortazzo, who...
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    HK millionaire sues Coldwell banker dual-agent for misleading square footage

    It looks like the agent didnt put any sq ft in the MLS and the 15K sq ft was on a marketing flyer.  Not clear on who created that flyer and how they got the 15K number from. 
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    Home Cleaning Services

    We ended up hiring someone off of care.com that comes 3 times a week for 4 hours each time.  This was cheaper than weekly cleaning by a professional maid service.  Pros of having someone here for multiple days vs a once a week service is that the house is cleaner and organized more days, laundry...
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    HK millionaire sues Coldwell banker dual-agent for misleading square footage

    BTB, we just closed on a small fixer.  The listing agent estimation was 40% higher than the recorded and 30% over our measured.  That seems like a huge discrepancy to me but I also know that most people including agents aren't able to access sq ft well.  Heck 2500 sq vaulted ceiling homes in...
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