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The issue is not necessarily one of design, but of valuation. If the "efficient" layout saves $30k with stairwell toilet and no closet, fine. But then the plan 1 price should be less than $850k in my opinion. Cal-Pac raised prices right before opening from high $700s to low $800s. It suggests...

Thanks for the feedback. I like the cash out, refi idea but imagine it will hurt my DTI when trying to qualify for a trade-up. Also seems impractical to get a short-term renter, like 2-3 months, while I go house-shopping. I should add that I don't wish to keep my condo as a long-term rental. It...

For those of you with lots of experience... Say I have a $600k condo with a $100k mortgage. I want to sell it in roughly 6 months and roll the equity into a larger property. I have $150k in cash on hand. (The reason so much cash is another story.) Anyway... I'm thinking of paying off the...