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  1. Cornflakes

    Assumable mortgage property

    In this high mortgage rates environment, is it viable to buy a property that has assumable mortgage? If so, is it even possible to filter for such listings? And, would the homes sell for higher than FMV if the mortgage terms are so favorable than current market rates?
  2. Cornflakes

    Short Rivian?

    As crazy as stock market is, how many other companies are worth 100B that has no revenue and is burning money? Over time, Rivian may be successful in bringing great cars out, scal up production, and all good stuff. But that road is at least a few quarters out and the ride has to be bumpy till then.
  3. Cornflakes

    How is workplace?

    My work place has just gone through so much change in past 18 months of pandemic. Bosses, leader, peers, subordinates...just complete churn. And, it is not like that business is doing bad or the culture is bad. My employer is kind of sought after name in the medical device industry and we do not...
  4. Cornflakes

    Real estate musical chair

    I wonder what happens when music stops. I think about how seats are getting swapped in the ever escalating housing market. Who are the winners and who are the losers? This thread is to have some discussion and sharing thoughts. Generalied hypothetical scene: A is a renter. A buys a home from B...
  5. Cornflakes

    Residential RE vs Commercial DST

    So, I have been comparing residential RE vs commercial 1031 DST. Ran some numbers and the DST is not making any sense to me. Am I missing something big here? FYI - I got a historical commercial DST performance numbers and they show that avg holding period of 7 some years and following total...
  6. Cornflakes

    Let's invent a new commission structure

    Seems there are plenty of voices on TI to comment on how the current commission structure for a real estate transaction is dated. Why not bounce around few ideas here to invent a new model? Who know, in few years there might be a startup/movement that picks up an idea from the bright minds here.
  7. Cornflakes

    RV Financing- where/what are the best rates?

    Much like many in these times, thinking of picking up an RV before kids grow up and fly out of the nest. What are the best rates you have come across for RV? I am not able to beat the Alliant CU that I found on my own: APR Term 4.24% 120 months 4.49% 144 months 4.74% 180 months 5.24% 240 months
  8. Cornflakes

    Real estate vs stock market

    Just read somewhere that Home price index was 100 in Year 2000, and it stands at 225 as of now. That would mean a  US home (sample) purchased in 2000 for $100k would be worth $225k today. If a borrower put 20k down, and 80k loan, that 20k is now worth 225k-40k balance on mortgage = 185k. One...
  9. Cornflakes

    Auto loan refi rates lately

    Any suggestions on refi rates for auto loans? I have 3.25% on my cars, and would love to lower the borrowing costs if better rates are out there.
  10. Cornflakes

    Let's see who bites first

    .
  11. Cornflakes

    This forum is such an entertainment, and it's free!

    So much better than paid Netflix subscription. Some of the threads and comments are so hilarious, shocking, headteachers, informative, etc. Essentially you get all the genres that Netflix offers. Still a time waster, just like Netflix, but it's free.
  12. Cornflakes

    Interest rates on investment properties

    The other thread on mortgage rate is dominated by PR borrowers and sometimes hard to compare notes. Hopefully this thread will pick up steam and all landlords can exchange info on what rate they are paying, LTV, what refi/new purchase rates are available, lenders etc. for their investment...
  13. Cornflakes

    How to make this TV wall?

    Any DIY Pros here? How do I go about making this tv wall? Or, if I were to hire a guy, any recommendations?
  14. Cornflakes

    Wisdom of crowd experiment - COVID-19 death cases

    As of today, the COVID-19 death count is 2409 in USA. Let's see as TI members class, how accurate or grossly mistaken are we at predicting the COVID-19 mortality. Be safe and do everything you can to keep these numbers low, regardless of predictions.
  15. Cornflakes

    Solar for rental property?

    Do we have any TI members with solar panels installed on their rental property? Does it work out in economic sense? Do tenants pay a premium as their electricity bills are virtually eliminated?
  16. Cornflakes

    Valuation for Ellwood

    It's been a year since Ellwood is closed out. Except two-three homes sold this year, there has been not much activity. Zillow is not showing zestimates on much of the Ellwood home. Besides realtor and appraisal, is there any other way to get the gauge on valuation?
  17. Cornflakes

    Trump tax reform proposal - what is your next move?

    This will never happen, but ....suppose everything Trump team laid out becomes true and is the new tax policy, what is your next move? How do you think these changes will affect you and what can you do about it to minimize (or maximize) the impact it will have on your life?
  18. Cornflakes

    2017 BMW X3 - good deal?

    For a 2017 X3 with 5000 miles on it, what would be a good deal as a % of MSRP? Car was put in courtesy car pool in Sept last year, and now dealer is selling as used. They are firm on the price. I need to figure out out what % of sticker price is fair deal.
  19. Cornflakes

    Crossfit annoyance

    Does it bother anyone else that Crossfit business model is little to exploitative? I have nothing against people who run on the streets and keep active lifestyle. As a driver, I feel that when a group of people are running around, in small batches, up and down, it increase the chances of...
  20. Cornflakes

    Summer 2021 - BP $/sqft prediction

    Currently BP  homes are going for anywhere between $400-$440 per sqft. With ever increasing MR and newer communities offering ever smaller homes, what is your prediction for price range of BP homes five years from today?
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