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I don't know how much it will cost exactly. I will follow up with lender and see if the builder will offer credits to offset the cost.

I would love to lock in todays rates, but it cost a lot money to lock in the rate for 6 months.

everyone, thanks for all your responses and opinions. I will more than likely wait as long as I can before committing to a rate lock. The cost of a 6 month rate lock doesn't make any sense. I'm hoping rates will stay low and perhaps a 90 to 60 day rate lock would make more sense when the time comes.

Hi guys long time lurker here. I have gained a lot of valuable insight from this board. Any way I'm in the process of buying a new home. The house is supposed to be finished by Aug or Sept. So I have about 6 months until close. This is my first home purchase and I'm confused about when I should...