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  1. paydawg

    what's the right age for first laptop?

    I'm thinking about upgrading my 8 y.o daughter's iPad to a laptop.  Is that too young?  I eventually want to get her exposed to coding and I know certain text-based coding languages require a laptop.  What do y'all think?  what's the appropriate age?  And should I err towards a Windows-based...
  2. paydawg

    When will you fly again?

    With airline stocks down big from their all-time highs, I'm curious when will people start flying again.  Time to invest soon or not?
  3. paydawg

    Best Home / Auto Insurance bundle?

    Typically, does insurance premiums go up for your house, even if you've never had a claim?  I'm with AAA and my home insurance has steadily gone up each year even though we've never filed a claim.  The house is only 5 years old.  My premium is now about $300/year higher than it was back in...
  4. paydawg

    High Mello Roos outside Irvine

    My friend recently visited the Viridian development (2,500 to 3,200 sq ft homes) at Esencia in Rancho Mission Viejo and was shocked to find a mello roos of over $9K/annually.  Is that within range of other parts of south OC?  That sounds extremely high. 
  5. paydawg

    HELOC for investment property

    My current bank doesn?t offer HELOCs on investment properties.  Does anybody have any good leads for one that does? My house is in Arizona.  Thanks.
  6. paydawg

    IUSD Report Cards - How do we read these?

    Kindergarten report cards just came out this week and I'm not sure how to interpret them.  They give a O (Outstanding), M (Meets year-end standards) and P (Progressing towards year-end standards) for each of the common core standards. This is a pretty fluffy grading system.  Does anyone know...
  7. paydawg

    Is Amazon Key real? LOL

    Amazon Key https://www.theverge.com/2017/10/25/16538834/amazon-key-in-home-delivery-unlock-door-prime-cloud-cam-smart-lock
  8. paydawg

    Odd MLS Listing Description

    This is the weirdest description I've ever seen.  Who markets a rental by how peaceful your guests will be able to poop? https://www.zillow.com/homedetails/117-Holly-Spgs-Irvine-CA-92618/2094443914_zpid/ For rent: The House. The House will change your life, no joke. After you move in, you...
  9. paydawg

    Not enough tech jobs!!

    This is going to be a big issue for those heavily invested in Southern California if this continues.  OC needs to step up the hiring of high-paying jobs! http://www.ocregister.com/2017/07/24/is-southern-california-suffering-a-tech-brain-drain/ Is Southern California suffering from a technology...
  10. paydawg

    Landlord's Insurance for out of state property

    For those of you TI'ers who have investment properties out of state, do you recommend using an insurance agent local to Irvine or local to the actual property?  Or does it not matter?  I'm shopping for insurance for my investment property in NV.  Thanks all.
  11. paydawg

    Does IUSD require students learn a musical instrument?

    I heard that IUSD elementary students are required to take a music class and learn an instrument?  Can someone confirm if this is true and at what grade does this start?  With all the FCB' kids learning piano at an early age, will my kids be behind if I wait until it's required thru the school?
  12. paydawg

    What's up with Kim Jong Un's hair?

    LOL
  13. paydawg

    Vegas Restaurant Recommendations?

    Going with my wife in a few weeks....haven't been to LV in a while.  What do you TI'ers recommend for nice/fun restaurants? We eat everything, but don't always enjoy the highest-end cuisines (i.e. foie gras & caviar).  We're going to be staying at the Mandarin Oriental.
  14. paydawg

    Where do most you non-FCBs go grocery shopping?

    I feel like my grocery bills have been getting higher and higher the past couple years.  Is the Ralph's in Woodbury more expensive than other places?  I tried to price shop on certain items at Target, but that's hit or miss.  I even stopped by Walmart for the first time yesterday, but their...
  15. paydawg

    Reports of gunman turn out to be plumber with plunger at Mission Viejo mall

    http://www.ocregister.com/articles/lot-746486-deputies-parking.html LOL
  16. paydawg

    Long weekend Plans with all this rain

    What are everyone's weekend plans with all this rain and cold weather this weekend?  I'm guessing i'll be hitting up SCP at least once just to get out of the house.  Maybe I'll see what movies are in the theaters. 
  17. paydawg

    Trellis Court vs Cressa for > appreciation %

    What house offers a better chance for appreciation gains after 5-7 years?  Plan 3 Trellis Court vs Plan 3 Cressa?  Trying to figure out which house makes sense for my parents to buy once they move to Irvine in the next 12 months.  Trellis Court - 1) Detached Condo / motor court 2) Higher HOA...
  18. paydawg

    District-wide Testing

    I'm getting conflicted about when standardized testing takes place for math and English.  I'm hearing it either starts in K, 1st, or 3rd.  Which one is it?  Also, can parents view their kids' results and where it ranks vs other students in the entire district?
  19. paydawg

    Last Minute Thanksgiving Meal Catered

    My family's Thanksgiving travel plans just got cancelled due to a sick child.  Thus, I'm looking for last-minute options to have Thanksgiving meals purchased at a restaurant and eat at home.  Does anyone know of a restaurant still taking Thanksgiving Day orders today? Thanks!
  20. paydawg

    Bad FCB drivers

    Watch out for a FCB driving a grey Lexus RX.  She hit my car and then denied it even when I let her know I saw heard and felt it bc I was in the car when it happened.  She denied it for 15 minutes.  Luckily the scuff was on my tire and side bumper and I was able to wipe it away.
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