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This topic has been moved to General Real Estate and Mortgage Talk. http://www.talkirvine.com/index.php?topic=11421.0

Hi, I am from Midwest and I still have a house there and it's underwater. I'd like to refinance since the rate I have is 6.5 if I remember correctly.  I waited this long because I wanted to purchase a house over here first.  I stumbled across Pristine loss mitigation during a Google search. ...